Entry-Level Commercial Underwriting Analyst

Axos Bank; San Diego (CA); On-site; USD 46,000 - 59,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Insurance

Paid Sick Leave and 3 weeks Vacation

401(k) Retirement Saving Plan with Employer Match

Job summary

Axos Bank is seeking a Commercial Underwriting Analyst I in San Diego, California. This role provides analytical support to the underwriting team, focusing on financial analysis, credit evaluation, and collateral assessment. Ideal for early-career candidates wanting to build core underwriting skills.

Responsibilities include credit analysis, ABL collateral evaluation, and document management. Qualifications require a Bachelor's degree in a related field, along with strong analytical abilities and proficiency in Excel.

Qualifications

• 1+ year of experience in commercial banking, credit analysis, accounting, or related field preferred.
• Strong analytical and problem‑solving skills with high attention to detail.
• Ability to manage multiple priorities in a fast‑paced environment.

Responsibilities

• Perform foundational credit analysis, including review of financial statements.
• Analyze ABL collateral (A/R, inventory, equipment, and other receivables).
• Support underwriting of middle market, business banking, and HOA lending transactions.
• Evaluate borrower financial performance and identify key risks.
• Assist with due diligence, document collection, and underwriting file management.

Skills

Analytical skills

Problem-solving skills

Attention to detail

Proficiency in Excel

Effective communication

Education

Bachelor’s degree in Finance, Accounting, Economics, Business

Job description

Axos Bank is seeking a Commercial Underwriting Analyst I in San Diego, California. This role provides analytical support to the underwriting team, focusing on financial analysis, credit evaluation, and collateral assessment. Ideal for early-career candidates wanting to build core underwriting skills.

Responsibilities include credit analysis, ABL collateral evaluation, and document management. Qualifications require a Bachelor's degree in a related field, along with strong analytical abilities and proficiency in Excel.