Commercial Lending Underwriter | Analyst II

Axos Business Center; San Diego (CA); On-site; USD 33,000 - 43,000; Full time

Benefits offered by this job

Health insurance (Medical)

Dental insurance

Vision insurance

Life insurance

Paid time off

401(k) with employer match

HSA/FSA

Mortgage loan program

Self-directed trading account

Job summary

Axos Bank is seeking a Commercial Lending Analyst in San Diego, CA to assist originators and underwriters in screening, underwriting, and monitoring loans. The role involves credit analysis, collateral assessment, and data-driven process improvements.

The position supports the originations team, handles document collection, and tracks due diligence. A Bachelor's degree with 2–4 years of experience in commercial lending is expected, with competitive compensation and benefits.

Qualifications

• Bachelor's degree and 2–4 years experience in monitoring or underwriting and structuring commercial lending transactions

Responsibilities

• Performs basic credit analysis - may include analyzing operating statements, recommending risk ratings
• Analyzes Commercial Lending, Accounts Receivable, Inventory, Equipment, and Loan and Lease Receivables collateral across an array of collateral types
• Analyzes financial data to determine customers' financial status
• Making process improvement and action recommendations researched and supported by data and key metrics
• Supports administrative aspects of the originations process including document collection, organization, and tracking of due diligence requirements

Skills

Credit analysis

Financial statement analysis

Risk assessment

Job description

Axos Bank is seeking a Commercial Lending Analyst in San Diego, CA to assist originators and underwriters in screening, underwriting, and monitoring loans. The role involves credit analysis, collateral assessment, and data-driven process improvements.

The position supports the originations team, handles document collection, and tracks due diligence. A Bachelor's degree with 2–4 years of experience in commercial lending is expected, with competitive compensation and benefits.