End-to-End Mortgage Processor & Closer

MTC Federal Credit Union; Mauldin (SC); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

401(k) matching

Disability insurance

Paid holidays

Career advancement

Job summary

MTC Federal Credit Union is seeking a Mortgage Loan Processor/Closer to manage residential mortgage files from submission through closing. The role ensures loans are processed accurately, efficiently, and in full regulatory compliance while delivering an exceptional member experience.

Responsibilities include reviewing documentation, submitting to underwriting, coordinating closing packages, and ensuring compliance with NCUA, CFPB, and BSA guidelines.

Qualifications

• 2–3 years of residential mortgage processing and/or closing experience.
• Working knowledge of FNMA and portfolio loan program guidelines.
• Strong attention to detail and organizational skills.
• Ability to manage multiple files and competing deadlines.
• Excellent verbal and written communication skills.

Responsibilities

• Manage loan files from submission through closing.
• Review documentation for accuracy, completeness, and compliance.
• Submit loans to underwriting and manage approval conditions.
• Communicate requirements to borrowers, loan officers, and third parties.
• Track and follow up on missing documentation.
• Coordinate final approval, Clear to Close (CTC), and closing documentation.
• Review Final Closing Disclosure and HUD-1 with borrowers.
• Prepare wire instructions and ensure timely funding.
• Prepare closing packages for Home Equities.
• Maintain compliance with NCUA, CFPB, BSA, and internal policies.

Skills

Mortgage processing

Closing experience

Attention to detail

Organizational skills

Verbal & written communication

Job description

MTC Federal Credit Union is seeking a Mortgage Loan Processor/Closer to manage residential mortgage files from submission through closing. The role ensures loans are processed accurately, efficiently, and in full regulatory compliance while delivering an exceptional member experience.

Responsibilities include reviewing documentation, submitting to underwriting, coordinating closing packages, and ensuring compliance with NCUA, CFPB, and BSA guidelines.