End-to-End Mortgage Loan Specialist

Security Federal Bank; South Carolina; In loco; USD 55.000 - 70.000; Tempo pieno

Descrizione del lavoro

Security Federal Bank in the South Carolina region seeks a Mortgage Loan Processor to manage residential loans from application through closing, ensuring accuracy, compliance with bank policies and investor guidelines.

The ideal candidate has strong customer service, analytical, and organizational skills and can thrive in a fast-paced lending environment. Hands-on training is provided for the right candidate who shows aptitude and a willingness to learn.

Competenze

• Mortgage processing experience preferred.
• Banking or mortgage lending experience strongly preferred.
• Willingness to learn and grow within the role.

Mansioni

• Set up and process residential mortgage loan files per bank policies and investor guidelines.
• Enter loan data in Encompass to maintain a complete, paperless file.
• Order and review credit reports, appraisals, flood certifications, insurance, verifications, and other docs.
• Analyze borrower credit, income, assets, employment stability, and property documentation.
• Submit loan files to automated underwriting and investors as required.
• Communicate proactively with borrowers to request documentation and guide them through the process.
• Maintain timely communication with loan officers regarding loan status and timelines.
• Ensure data accuracy for HMDA reporting.

Conoscenze

Customer service

Communication

Analytical skills

Organizational skills

Attention to detail

Multitasking

Formazione

NMLS registration (or ability to obtain)

High school diploma or equivalent

Strumenti

Encompass

MS Office

Descrizione del lavoro

Security Federal Bank in the South Carolina region seeks a Mortgage Loan Processor to manage residential loans from application through closing, ensuring accuracy, compliance with bank policies and investor guidelines.

The ideal candidate has strong customer service, analytical, and organizational skills and can thrive in a fast-paced lending environment. Hands-on training is provided for the right candidate who shows aptitude and a willingness to learn.