Employee Benefits Regulatory Counsel

Protective Life; United States; On-site; USD 145,000 - 180,000; Full time

Benefits offered by this job

401(k) matching

Pension plan

ProHealth Rewards

Incentive opportunities

Job summary

Protective Life is seeking a highly motivated compliance professional with a JD to support its Employee Benefits Division, focusing on PFML and other group benefits.

You will partner with Product, Operations, Claims, Underwriting, Actuarial, Distribution, and Legal to identify requirements, assess risks, and ensure ongoing regulatory compliance. We value a proactive problem-solver with strong communication who can translate complex laws into practical guidance.

Qualifications

• Juris Doctor (J.D.) from an accredited law school.
• Licensed and in good standing in at least one U.S. jurisdiction.
• Approximately five years of relevant professional experience (or equivalent).
• Strong legal research, analytical, issue-spotting, and problem-solving skills.
• Excellent written and verbal communication skills, including translating complex legal and regulatory requirements into practical business guidance.
• Demonstrated ability to work effectively with cross-functional stakeholders, learn new subject matter quickly, and manage multiple priorities in a fast-paced environment.

Responsibilities

• Monitor, analyze, and interpret state and federal laws, regulations, and regulatory guidance impacting PFML, disability, and other employee benefits products.
• Provide regulatory and compliance guidance to business stakeholders regarding product, operational, claims, distribution, and implementation matters.
• Support the development, launch, and ongoing administration of employee benefits products, including PFML, disability, and other group insurance offerings.
• Review policy forms, certificates, riders, marketing materials, training materials, and business processes for compliance with applicable legal and regulatory requirements.
• Conduct regulatory research and support insurance department filings and reporting, regulatory inquiries, examinations, complaints, claim appeals, arbitrations, and other regulatory matters.
• Partner with Product, Operations, Claims, Compliance, Actuarial, Underwriting, Distribution, Marketing, and Compliance/Legal colleagues to identify compliance risks and develop practical business solutions.
• Serve as the Compliance representative on cross-functional projects, strategic initiatives, and product development efforts.
• Develop and deliver training, guidance, and educational materials regarding regulatory requirements and emerging compliance issues affecting employee benefits products.
• Monitor legislative and regulatory developments through trade associations and prepare impact assessments and recommendations for business stakeholders.
• Support the development and maintenance of compliance policies, procedures, controls, and governance processes designed to promote regulatory compliance and effective risk management.

Skills

Regulatory analysis

Legal research

Analytical thinking

Issue spotting

Effective communication

Cross-functional collaboration

Education

Juris Doctor (J.D.)

Job description

Protective Life is seeking a highly motivated compliance professional with a JD to support its Employee Benefits Division, focusing on PFML and other group benefits.

You will partner with Product, Operations, Claims, Underwriting, Actuarial, Distribution, and Legal to identify requirements, assess risks, and ensure ongoing regulatory compliance. We value a proactive problem-solver with strong communication who can translate complex laws into practical guidance.