Emerging Credit Portfolio Manager

Dedhamsavings; Dedham (MA); On-site; USD 74,000 - 99,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Tuition reimbursement

Retirement plan

Job summary

Dedham Savings is seeking a Credit Portfolio Manager I to support credit analysis for complex Commercial Lending relationships and help manage portfolio administration activities including annual reviews, covenant testing, and risk rating accuracy.

The role partners with the CCO and credit teams to ensure proper documentation, timely reporting, and adherence to credit policies while supporting audits and process improvements.

Qualifications

• Bachelor’s degree in finance, accounting, business administration, economics, or related field.
• Five+ years in banking/commercial lending with credit analysis experience.
• Experience with portfolio monitoring, covenant tracking, and annual reviews.
• Experience with loan origination or related banking systems.

Responsibilities

• Monitor portfolio administration per loan policies and annual reviews.
• Prepare credit analysis and comments for new money, renewals, and modifications.
• Ensure timely communication of timing expectations with Credit & Lending teams.
• Review credit documents for covenant testing and rating accuracy.
• Support risk assessments, board reports, and collateral evaluations.

Skills

Credit analysis

Financial statement analysis

Risk management

Covenant monitoring

Documentation & reporting

Communication

Portfolio administration

Team collaboration

Education

Bachelor's degree in finance or related field

Tools

Abrigo

Excel

Banking systems

Job description

Dedham Savings is seeking a Credit Portfolio Manager I to support credit analysis for complex Commercial Lending relationships and help manage portfolio administration activities including annual reviews, covenant testing, and risk rating accuracy.

The role partners with the CCO and credit teams to ensure proper documentation, timely reporting, and adherence to credit policies while supporting audits and process improvements.