Embedded Banking Analyst: Risk, Data & Partnerships

Thread Bank; Nashville (TN); On-site; USD 60,000 - 78,000; Full time

Job summary

Thread Bank is seeking an early-career professional to gain hands-on experience in embedded banking. You will monitor partner performance, analyze data for risk assessments, and support client relationships in a fast-paced fintech environment.

This role offers exposure to cross-functional reviews with Compliance, Risk, and Product, plus building reports and automating processes with AI tools. A strong detail orientation and effective communication are essential for success.

Qualifications

• Bachelor's degree in finance, accounting, business, economics, data analytics, or a related field.
• At least two years of experience in financial services, fintech, payments, accounting, or a related field.
• Comfort learning new systems and working with AI tools to improve speed and quality.
• Interest in embedded banking, payments, and bank-fintech partnerships.
• Detail-oriented with excellent written and verbal communication skills.
• Ability to work in a fast-paced, team-oriented environment with urgency and quality.

Responsibilities

• Support ongoing partner monitoring, including KPI scorecards, monthly partner data reviews, and flagging anomalies or emerging trends to the team.
• Assist with data analysis and narrative development for risk assessments of new and existing embedded banking partners.
• Support a Client Manager in maintaining and growing a portfolio of client relationships.
• Prepare materials for Quarterly Business Reviews, including data analysis, charts, and presentation content.
• Support cross-functional reviews with Compliance, Risk, Product, and Operations to gain approval for new partner features and functionality.
• Document funds flows, processes, and controls, and support audit, exam, and compliance testing requests, including tracking and following up on audit findings and remediation items.
• Build and maintain reports and dashboards, validate data, and identify opportunities to automate manual processes, including with approved AI tools.
• Manage the intake of post-approval requests, track required follow-up items, and send reminders for reserve requirement top-offs, training completions, and other outstanding obligations.
• Prepare initial content for the biweekly partner digest and verify partner information before distribution.
• Support accounts receivable follow-up for assigned partners, including tracking outstanding balances and coordinating with the appropriate internal teams.
• Perform data entry, analytics, and modeling support as needed, including Quarterly Scorecard data entry.
• Schedule meetings and coordinate logistics to keep partner initiatives moving.

Skills

Data analysis

Communication

Attention to detail

AI tools

Education

Bachelor's degree in finance, accounting, business, economics, data analytics, or a related field

Tools

Familiarity with ACH cards or FBO structures

Job description

Thread Bank is seeking an early-career professional to gain hands-on experience in embedded banking. You will monitor partner performance, analyze data for risk assessments, and support client relationships in a fast-paced fintech environment.

This role offers exposure to cross-functional reviews with Compliance, Risk, and Product, plus building reports and automating processes with AI tools. A strong detail orientation and effective communication are essential for success.