Analyst Embedded Banking

Thread Bank; Nashville (TN); On-site; USD 60,000 - 78,000; Full time

Job summary

Thread Bank is seeking an early-career professional to gain hands-on experience in embedded banking. You will monitor partner performance, analyze data for risk assessments, and support client relationships in a fast-paced fintech environment.

This role offers exposure to cross-functional reviews with Compliance, Risk, and Product, plus building reports and automating processes with AI tools. A strong detail orientation and effective communication are essential for success.

Qualifications

• Bachelor's degree in finance, accounting, business, economics, data analytics, or a related field.
• At least two years of experience in financial services, fintech, payments, accounting, or a related field.
• Comfort learning new systems and working with AI tools to improve speed and quality.
• Interest in embedded banking, payments, and bank-fintech partnerships.
• Detail-oriented with excellent written and verbal communication skills.
• Ability to work in a fast-paced, team-oriented environment with urgency and quality.

Responsibilities

• Support ongoing partner monitoring, including KPI scorecards, monthly partner data reviews, and flagging anomalies or emerging trends to the team.
• Assist with data analysis and narrative development for risk assessments of new and existing embedded banking partners.
• Support a Client Manager in maintaining and growing a portfolio of client relationships.
• Prepare materials for Quarterly Business Reviews, including data analysis, charts, and presentation content.
• Support cross-functional reviews with Compliance, Risk, Product, and Operations to gain approval for new partner features and functionality.
• Document funds flows, processes, and controls, and support audit, exam, and compliance testing requests, including tracking and following up on audit findings and remediation items.
• Build and maintain reports and dashboards, validate data, and identify opportunities to automate manual processes, including with approved AI tools.
• Manage the intake of post-approval requests, track required follow-up items, and send reminders for reserve requirement top-offs, training completions, and other outstanding obligations.
• Prepare initial content for the biweekly partner digest and verify partner information before distribution.
• Support accounts receivable follow-up for assigned partners, including tracking outstanding balances and coordinating with the appropriate internal teams.
• Perform data entry, analytics, and modeling support as needed, including Quarterly Scorecard data entry.
• Schedule meetings and coordinate logistics to keep partner initiatives moving.

Skills

Data analysis

Communication

Attention to detail

AI tools

Education

Bachelor's degree in finance, accounting, business, economics, data analytics, or a related field

Tools

Familiarity with ACH cards or FBO structures

Job description

Who we are

Thread Bank is a digital-first community bank that combines the trusted foundation of traditional banking with modern technology and a partner-focused approach. We help companies bring innovative financial solutions to market with the regulatory strength of a bank and the speed, flexibility,

and collaboration of a technology company.

What we are looking for

We are looking for someone who moves with urgency without sacrificing quality—comfortable navigating ambiguity, eager to learn, and disciplined about the regulatory standards that underpin our business. This is a unique opportunity for an early-career professional to gain hands-on experience in embedded banking, build skills that remain uncommon in the market, and grow alongside a rapidly evolving business.

What you'll do

• Support ongoing partner monitoring, including KPI scorecards, monthly partner data reviews, and flagging anomalies or emerging trends to the team.
• Assist with data analysis and narrative development for risk assessments of new and existing embedded banking partners.
• Support a Client Manager in maintaining and growing a portfolio of client relationships.
• Prepare materials for Quarterly Business Reviews, including data analysis, charts, and presentation content.
• Support cross-functional reviews with Compliance, Risk, Product, and Operations to gain approval for new partner features and functionality.
• Document funds flows, processes, and controls, and support audit, exam, and compliance testing requests, including tracking and following up on audit findings and remediation items.
• Build and maintain reports and dashboards, validate data, and identify opportunities to automate manual processes, including with approved AI tools.
• Manage the intake of post-approval requests, track required follow-up items, and send reminders for reserve requirement top-offs, training completions, and other outstanding obligations.
• Prepare initial content for the biweekly partner digest and verify partner information before distribution.
• Support accounts receivable follow-up for assigned partners, including tracking outstanding balances and coordinating with the appropriate internal teams.
• Perform data entry, analytics, and modeling support as needed, including Quarterly Scorecard data entry.
• Schedule meetings and coordinate logistics to keep partner initiatives moving.

Qualifications

• Bachelor's degree in finance, accounting, business, economics, data analytics, or a related field.
• At least two years of experience in financial services, fintech, payments, accounting, or a related field.
• Comfort learning new systems and working with AI tools to improve speed and quality.
• Interest in embedded banking, payments, and bank-fintech partnerships. Familiarity with ACH, cards, or FBO account structures is a plus.
• Detail-oriented with excellent written and verbal communication skills.
• Ability to work in a fast-paced, team-oriented environment with a sense of urgency, a commitment to quality, and timely completion of duties without close oversight.

Thread Bank provides reasonable accommodations to qualified applicants and employees with disabilities to enable them to perform the essential functions of their roles, unless doing so would impose an undue hardship, in accordance with applicable law. Thread Bank is an Equal Opportunity Employer. Employment decisions are based on qualifications, merit, and business need and are made without regard to any characteristic protected by applicable federal, state, or local law.

By submitting your application, you authorize Thread Bank to contact you by email or phone using the information provided for purposes related to your application.