Document Specialist- Vehicle Lien Perfection

MidFirst Bank - Default; Oklahoma City (OK); On-site; USD 42,000 - 54,000; Full time

Job summary

MidFirst Bank in Oklahoma City seeks a Vehicle Lien Perfection Specialist to manage perfecting liens on vehicle and consumer loans from start to finish, ensuring compliance with state requirements. The role involves researching regulations, preparing submissions, and collaborating with DMVs, dealerships, and internal teams.

The successful candidate will be detail-oriented, proactive, and capable of working independently while maintaining precise records and supporting collateral-related

Qualifications

• Experience in DMV/MVD operations or tag agency services preferred.
• Experience with vehicle title, lien perfection, or collateral management is a plus.
• Attention to detail and strong organizational skills required.

Responsibilities

• Review vehicle loan documents to determine lien perfection requirements.
• Prepare and submit documents to DMV/tag agencies for lien recording.
• Investigate and resolve title, registration, and lien issues with relevant partners.
• Monitor lien perfection exceptions and mitigate risk.
• Verify original documents for consumer loans and file UCC statements.
• Process lien releases and correct documentation deficiencies with stakeholders.
• Maintain records and follow up on outstanding items.
• Perform other administrative collateral duties as assigned.

Skills

DMV operations

Tag agency services

Loan/document review

Detail-oriented work

Microsoft Office

Investigative/research skills

Communication skills

Tools

Microsoft Office

Job description

Posting Details

• Posted on November 4, 2026

Locations

Showing 1 location

• Oklahoma City, OK 73162, USA
• On-site
• Administrative/Clerical
• Full-Time
• Requisition #: DOCSP005415

Description

The Vehicle Lien Perfection Specialist is responsible for perfecting liens on vehicle and consumer non-equity loans in accordance with state-specific requirements. This role manages the lien perfection process from start to finish, including researching requirements, preparing and submitting documentation, resolving title and lien issues, and processing releases accurately and promptly. The successful candidate will be detail-oriented, proactive, and comfortable working independently while collaborating with government agencies, dealerships, financial institutions, and internal business partners.

Essential Duties and Responsibilities

• Review vehicle loan documentation and determine the requirements for perfecting liens under applicable state regulations.
• Collect, prepare, and submit required documentation to the appropriate agencies for lien recording and perfection.
• Research and resolve title, registration, and lien perfection issues by working with DMVs, tag agencies, dealerships, financial institutions, and other business partners.
• Monitor and resolve lien perfection exceptions to mitigate risk.
• Verify receipt of required original documents for consumer non-equity loans.
• Prepare and file UCC financing statements for consumer non-equity loans.
• Process consumer non-equity lien releases in accordance with established procedures.
• Partner with internal and external stakeholders to correct documentation deficiencies and obtain missing information.
• Submit collateral-related documents for recording in the appropriate jurisdiction.
• Maintain accurate records and follow up promptly on outstanding items.
• Perform other administrative and collateral-related duties as assigned.

Minimum Qualifications

Candidates must have at least one year of experience in one or more of the following areas:

• DMV or MVD operations
• Tag agency services
• Dealership title operations
• Automotive finance or lending
• Vehicle title and registration processing
• Lien perfection or collateral management
• Comparable experience in a detail-oriented administrative, banking, or lending environment

Preference will be given to candidates with experience interpreting state title and lien regulations.

Additional Knowledge, Skills, and Abilities

• Knowledge of vehicle titles, registration, and lien perfection processes.
• Ability to interpret and apply state-specific lien filing requirements.
• Experience reviewing legal and collateral documents.
• Proficiency with Microsoft Office applications and business systems.
• Strong research and investigative skills.
• Excellent written and verbal communication skills.
• Strong attention to detail, accuracy, organization, and time management.
• Ability to manage multiple priorities, meet deadlines, and work independently with minimal supervision.
• Sound critical-thinking and problem-solving skills.
• A customer-service mindset and the ability to build effective working relationships with internal and external partners.
• A proactive, self-motivated approach to identifying solutions and resolving issues.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.