Director, U.S. Specialty Finance Credit Risk

Financeroles; Texas; On-site; USD 180,000 - 240,000; Full time

Job summary

Scotiabank, through Global Banking and Markets, seeks a Director to lead U.S. Specialty Finance credit risk. You will steer risk framework development, oversee deal reviews, and partner with regulatory and senior management to ensure sound risk practices across the U.S.

specialty finance portfolio. The role requires deep expertise in non-bank financials, strong communication skills, and a track record of building high-performing teams in a fast-paced environment.

Qualifications

• Deep expertise in specialty finance and non-bank credit risk.
• Strong knowledge of U.S. regulator lending considerations.
• Proven ability to make timely, sound risk judgements.
• Excellent communicator and relationship builder with senior management.

Responsibilities

• Refine US non-bank credit risk frameworks and risk appetite.
• Lead deal reviews from inception through approval with cash flow and capital structure diligence.
• Monitor specialty finance loan book and escalate issues.
• Align US strategy with risk appetite and culture across the bank.
• Develop a high-performance team through inclusive leadership.
• Present risk considerations to senior management and regulators.
• Support internal audits and regulatory reviews.

Skills

Specialty finance credit risk

Non-bank financials risk

Regulatory lending knowledge (US)

Communication & stakeholder mgmt

Education

Bachelor's degree in related discipline

Master's degree or professional designation (asset)

Job description

Scotiabank, through Global Banking and Markets, seeks a Director to lead U.S. Specialty Finance credit risk. You will steer risk framework development, oversee deal reviews, and partner with regulatory and senior management to ensure sound risk practices across the U.S.

specialty finance portfolio. The role requires deep expertise in non-bank financials, strong communication skills, and a track record of building high-performing teams in a fast-paced environment.