Director, Product & Regulatory Compliance Counsel

Perseus Group; Jacksonville (FL); On-site; USD 144,000 - 176,000; Full time

Job summary

Dark Matter Technologies seeks a Director, Product & Regulatory Compliance Counsel to own the regulatory program for mortgage technology. Translate complex federal and state requirements into actionable product specs and guide product teams through compliance challenges in production.

In this high-visibility role you will partner with Risk, Information Security and Legal to manage policies, audits, and client inquiries, deliver training, and keep leadership informed of emerging regulatory

Qualifications

• Juris Doctor degree from an accredited US law school and active bar admission.
• At least 5 years of mortgage compliance experience, preferably with lender or mortgage tech exposure.
• Deep knowledge of federal mortgage regulations and state requirements.
• Experience running or supporting a compliance program including audits and inquiries.
• Experience translating regulatory requirements into product specifications.

Responsibilities

• Regulatory change monitoring and translating to product requirements.
• Own and manage compliance program and policies.
• Coordinate responses to client audits and regulator inquiries.
• Support SOC audits and third‑party risk reviews.
• Track findings and report risks to leadership.
• Deliver compliance training to employees.

Skills

Mortgage compliance

Regulatory knowledge

Policy writing

Product requirements

Client communication

Risk management

Education

Juris Doctor (US)

Job description

Director, Product & Regulatory Compliance Counsel

Dark Matter Technologies

Reports to: Deputy General Counsel (current head of legal)

Location: Hybrid (Jacksonville) or Remote

Travel: 5% or less

Employment type: Full-time, Individual contributor

About Dark Matter Technologies

Dark Matter Technologies is a leading provider of innovative mortgage technology solutions designed to modernize lending workflows and enhance operational efficiency for financial institutions.

About the Role

The Director, Product & Regulatory Compliance Counsel serves as Dark Matter's subject matter expert on the regulations governing its mortgage technology solutions. You will own the company's compliance program and policies and stay current with evolving regulation to ensure our lending technology and organization remain compliant as federal, state, and investor rules change. Working closely with our product teams, you will translate regulatory requirements into clear product specifications and serve as a key resource to our clients and internal teams whenever a compliance issue arises in production.

This is an individual contributor role with a lot of visibility and influence across Product, Risk/Information Security, Account Management, and Legal.

What You'll Do

Regulatory Change and Product Requirements

• Monitor federal, state, and investor regulatory changes (CFPB, HUD/FHA, VA, USDA, Fannie Mae, Freddie Mac, Ginnie Mae, and state regulators) and assess their impact on our products.
• Translate new regulations into clear business and functional requirements that product and engineering teams can build and test against.
• Work with product managers to prioritize regulatory work so mandated changes are delivered before effective dates.

Compliance Program and Policies

• Own Dark Matter's compliance program, including policies, procedures, risk assessments, and controls.
• Write, maintain, and review compliance policies on a regular schedule.
• Assist Risk and Information Security groups to coordinate responses to client audits, vendor due-diligence questionnaires, and regulator inquiries involving Dark Matter.
• Support SOC audits and third‑party risk reviews alongside Risk, Security, and Legal.
• Track compliance findings through to remediation and report status and key risks to leadership.
• Deliver compliance training to employees.

Subject Matter Expert and Client Support

• Serve as Dark Matter's subject matter expert on mortgage regulation, including TRID (Loan Estimate / Closing Disclosure), RESPA, TILA/Reg Z, and Fair Debt Collection Practices Act.
• Assist with response to compliance issues that clients report in production, including assessment of regulatory impact.
• Help set severity and prioritization for compliance‑related defects.
• Communicate upcoming regulatory changes to clients through release notes, advisories, and webinars.
• Answer client, sales, and internal questions about how our products support specific regulations.

What You Bring

• A law degree from an accredited U.S. law school and admission to practice law in the appropriate jurisdiction
• 5+ years of mortgage compliance experience, including time at a lender and/or a mortgage technology company preferred.
• In-depth knowledge of federal mortgage regulations, GSE and agency guidelines, and state requirements.
• Experience running or supporting a compliance program, including policies, audits, and client or regulator inquiries.
• Experience translating regulation into product requirements.
• Calm, clear judgment when handling live client issues under time pressure.
• Strong writing skills for policies, requirements, and client communications, and the ability to explain complex rules in plain language.

Nice to Have

• Working knowledge of privacy and data‑protection requirements (GLBA, state privacy laws) and emerging AI/model governance expectations.

We may use AI-enabled tools to assist in screening, assessing or selecting applicants for this role. These tools do not replace human judgement; recruiters and hiring managers review all results.

FLSA Designation (US Only)

Exempt

Salary Range

The estimated base salary range for this role is USD$144,000.00 - USD$176,000.00 per year. We include salary ranges in job postings only where required by applicable pay transparency laws, based on the jurisdictions in which the role may be performed. The posted range is a good faith estimate and reflects factors that are subject to change. Final offer amounts may vary based on job-related factors, including work location, candidate experience and expertise, and other relevant considerations.

Other Compensation (US Only)

This role will also be eligible for participation in a Company profit sharing bonus plan. Plan details will be provided to you upon hire.

Benefits (US Only)

• Full time employees will also be eligible for enrollment in a wide range of choices of benefits, including medical, dental, vision, basic life insurance, short/long term disability, 401(k) participation (with company match).

Time off (US Only)

• The Company provides a minimum of 10 days of vacation for new employees, sick time based on state requirements, 8 Company‑paid holidays and 2 personal holidays per year.

Equal Opportunity and Diversity Statement

We recognize the value and importance of diversity and inclusion in our communities and in the workplace. We celebrate diversity and one of our goals as an employer is to create an inclusive work environment for all employees. We are an equal opportunity employer and do not discriminate against any employee or applicant because of race, religion, sex, sexual orientation including gender identity or expression, pregnancy, national origin, age, marital status, veteran status, disability status, or any other category or characteristic protected by law.

Disability Accommodation

Applicants with disabilities who would like to require a reasonable accommodation related to any part of the application process may contact us at [e-mail].

Background Check

NOTE: If an applicant is selected to receive a conditional offer of employment, and in accordance with applicable law, a criminal background check may be conducted before the offer becomes final and employment begins. Pursuant to the San Francisco Fair Chance Ordinance, and other applicable laws, we will consider for employment qualified applicants with arrest and conviction records.

#LI-MA1#DMT