Director of Risk Management

Dahl Consulting; Irvine (CA); Hybrid; USD 250,000 - 350,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

Job summary

Dahl Consulting seeks a Director of Risk Management to lead enterprise risk management initiatives, oversee corporate insurance programs, and guide risk mitigation decisions. This is a permanent, remote role with 20-30% travel, reporting to executive leadership.

The ideal candidate brings 10+ years in risk management within insurance, deep knowledge of P&C and E&O, and strong negotiation and stakeholder engagement skills to influence brokers, insurers, and legal teams for balanced risk

Qualifications

• Bachelor’s degree in Risk Management, Finance, Business, Insurance, or a related field.
• 10+ years of progressive experience in risk management at an insurance brokerage.
• Extensive experience analyzing and negotiating commercial insurance coverages, policy language, exclusions, and endorsements.
• Deep knowledge of property, casualty, professional liability, E&O, and other commercial insurance programs.
• Experience managing insurance claims, carrier relationships, broker relationships, and renewal cycles.
• Proven ability to evaluate risk exposures and develop practical, cost-effective mitigation strategies.
• Strong contract review and negotiation experience.
• Demonstrated success presenting recommendations and influencing senior business leaders and stakeholders.

Responsibilities

• Lead enterprise and operational risk management across the organization.
• Develop and improve risk management policies, procedures, and best practices.
• Direct the placement, renewal, and administration of corporate insurance programs across multiple lines.
• Perform insurance coverage analysis and evaluate terms, endorsements, exclusions, and limitations.
• Review and negotiate insurance provisions within contracts and commercial agreements.
• Manage complex claims activities, reporting, investigation, and loss prevention strategies.
• Estimate reserves for known claims and exposures with stakeholders.
• Lead insurance renewal cycles and evaluate coverage options for cost efficiency.
• Collaborate with brokers, insurers, and leadership to address coverage questions and negotiate risk transfer solutions.

Skills

Senior leadership influence

Risk management expertise

Contract negotiation

Communication skills

Financial acumen

Stakeholder management

Education

Bachelor’s degree

CPCU/ARM/CRM

Job description

Title: Director of Risk Management

Location: Remote + 20-30% travel

Job Type: Permanent/Direct-Hire

Compensation: $250,000 - $350,000 annually

Industry: Insurance

About the Role

Our firm is conducting a search on behalf of a leading national insurance brokerage and consulting organization that partners with businesses across a wide range of industries to help manage risk, insurance programs, employee benefits, and organizational growth. This organization is recognized for its consultative approach, deep industry expertise, and commitment to delivering innovative risk management solutions. We are seeking an experienced Director of Risk Management to lead enterprise risk management initiatives, oversee corporate insurance programs, evaluate complex coverage issues, and serve as a trusted advisor to senior leadership. This role requires a strategic yet pragmatic professional who can confidently assess risk exposures, challenge policy decisions when necessary, negotiate favorable outcomes, and provide meaningful guidance on risk mitigation strategies. The ideal candidate is highly skilled in insurance coverage analysis, claims management, reserve setting, contract review, and stakeholder engagement. Success in this position will require strong business judgment, diplomacy, cost-conscious decision-making, and the ability to influence senior leaders, brokers, insurers, producers, and legal stakeholders.

Key Responsibilities

• Lead the assessment, identification, and management of enterprise and operational risks across the organization.
• Develop, implement, and continuously improve risk management policies, procedures, and best practices.
• Direct the placement, renewal, and administration of corporate insurance programs across multiple lines of coverage.
• Perform comprehensive insurance coverage analysis and evaluate policy terms, endorsements, exclusions, and limitations.
• Review and negotiate insurance provisions within contracts and commercial agreements.
• Manage complex claims activities, including reporting, investigation, monitoring, resolution, and loss prevention strategies.
• Analyze claim trends and historical loss data to forecast exposures and improve overall risk performance.
• Collaborate with insurers and internal stakeholders to establish appropriate reserves for known claims and exposures.
• Lead insurance renewal cycles, evaluate coverage options, and develop recommendations that balance risk protection and cost efficiency.
• Partner with producers, brokers, insurers, legal counsel, and business leaders to address coverage questions and negotiate risk transfer solutions.
• Evaluate carrier solvency, monitor carrier ratings, and recommend actions related to carrier risk and market changes.
• Develop underwriting submissions that effectively communicate organizational risk profiles and support favorable coverage outcomes.
• Oversee corporate audit activities related to risk management and insurance compliance.
• Maintain risk management records, insurance documentation, certificates of insurance, and reporting systems.
• Lead business continuity, disaster recovery, and organizational loss prevention initiatives.
• Monitor regulatory developments and adjust risk management strategies to maintain compliance and operational effectiveness.
• Serve as a key advisor to executive leadership on risk strategy, exposure management, and insurance-related decision making.

Qualifications Required

• Bachelor's degree in Risk Management, Finance, Business, Insurance, or a related field.
• 10+ years of progressive experience in risk management at an insurance brokerage
• Extensive experience analyzing and negotiating commercial insurance coverages, policy language, exclusions, and endorsements.
• Deep knowledge of property, casualty, professional liability, errors & omissions (E&O), and other commercial insurance programs.
• Experience managing insurance claims, carrier relationships, broker relationships, and renewal cycles.
• Proven ability to evaluate risk exposures and develop practical, cost-effective mitigation strategies.
• Strong contract review and negotiation experience.
• Demonstrated success presenting recommendations and influencing senior business leaders and stakeholders.
• Excellent verbal and written communication skills.
• Strong analytical, financial, and decision-making capabilities.
• Ability to confidently challenge assumptions, rebut policy positions when warranted, and advocate for appropriate coverage outcomes.
• Experience setting or evaluating claim reserves and managing loss-related financial exposures.

Preferred Qualifications

• Experience working within an insurance brokerage environment.
• Professional designations such as CPCU, ARM, CRM, or equivalent risk management certifications.
• Experience leading enterprise-wide risk management programs for large or multi-location organizations.
• Knowledge of regulatory compliance, business continuity planning, and disaster recovery frameworks.
• Experience developing insurance budgets and loss allocation methodologies.
• Advanced understanding of underwriting processes and carrier negotiations.
• Proven ability to build consensus across executive leadership, operations, legal, and insurance stakeholders.

Benefits

• Comprehensive medical, dental, and vision coverage, along with life, accidental, and long-term care insurance.
• Resources to support mental health, employee assistance programs (EAP), and fitness initiatives.
• Work-life balance and opportunities for professional development to help you grow both personally and professionally.

Equal Opportunity Statement

As an equal opportunity employer, Dahl Consulting welcomes candidates of all backgrounds and experiences to apply. If this position sounds like the right opportunity for you, we encourage you to take the next step and connect with us. We look forward to meeting you! #LI-TE1 #LI-Remote