Director, Lending Insurance Risk – CRE Risk Expert

Berkadia; Atlanta (GA); On-site; USD 150,000 - 220,000; Full time

Benefits offered by this job

Volunteer hours

Tuition reimbursement

Parental leave

Mental health support

Employee resource groups

Pet insurance discounts

Job summary

Berkadia is seeking a Director – Lending Insurance Risk to serve as a subject-matter expert advising Berkadia’s Underwriting, Mortgage Banking, and Closing teams on complex insurance matters affecting multifamily lending transactions.

You will provide strategic guidance on insurance risk, agency compliance, coverage structure, consultant recommendations, and escalated issues, operating in a consultative, triage-based model for high-complexity matters.

Qualifications

• 8–15+ years of progressively responsible experience in commercial real estate insurance, risk management, insurance consulting, commercial mortgage lending, or a related field.
• Significant experience evaluating commercial property and casualty insurance programs for multifamily or other commercial real estate assets.
• Experience with Fannie Mae, Freddie Mac, GSE, agency, or institutional commercial real estate lending requirements.
• Demonstrated experience advising senior stakeholders on complex insurance risk, coverage, and compliance matters.

Responsibilities

• Serve as Berkadia’s senior internal advisor on complex commercial real estate insurance matters for multifamily lending transactions.
• Assess insurance coverage, policy structure, deductibles, retentions, exclusions, endorsements, carrier strength, and risk-transfer considerations.
• Advise Underwriting on insurance-related risk decisions for centrally underwritten transactions.
• Advise Mortgage Banking teams on insurance-related risk decisions for Mortgage Banking-underwritten transactions, including Freddie Mac Conventional loans.
• Interpret and apply Fannie Mae, Freddie Mac, and other applicable agency insurance requirements.
• Review insurance consultant analyses and recommendations; communicate the resulting risks, requirements, and recommended actions to internal stakeholders.
• Provide practical, business-focused guidance to borrowers, brokers, and deal teams when complex insurance requirements require clarification or resolution.
• Lead resolution of escalated insurance issues, including waiver considerations, nonstandard coverage structures, carrier concerns, and agency compliance questions.
• Partner with Underwriting, Mortgage Banking, Closing, Legal, Loan Servicing, and external consultants to support timely and risk-informed transaction decisions.
• Develop and maintain internal guidance, best practices, training materials, and reference resources related to commercial real estate insurance risk.
• Monitor changes in agency requirements, insurance market conditions, and relevant industry practices that may affect Berkadia’s lending platform.
• Exercise sound commercial judgment to balance risk mitigation, agency compliance, borrower experience, and transaction execution.
• Other duties as assigned.

Skills

Commercial real estate insurance

Risk management

Insurance consulting

Commercial mortgage lending

Job description

Berkadia is seeking a Director – Lending Insurance Risk to serve as a subject-matter expert advising Berkadia’s Underwriting, Mortgage Banking, and Closing teams on complex insurance matters affecting multifamily lending transactions.

You will provide strategic guidance on insurance risk, agency compliance, coverage structure, consultant recommendations, and escalated issues, operating in a consultative, triage-based model for high-complexity matters.