Director - Lending Insurance Risk

Berkadia Group; Dallas, Atlanta, Chevy Chase, Chicago (TX, GA, MD, IL); Remote; USD 150,000 - 210,000; Full time

Job summary

Berkadia is seeking a Director – Lending Insurance Risk to advise underwriting, mortgage banking and closing teams on complex insurance matters across multifamily lending. The role provides guidance on coverage structure, agency compliance and risk-transfer strategies in a consultative, high-complexity environment.

You will partner with underwriting, closing, legal and loan servicing to resolve escalated issues, develop internal guidance, and stay current on agency requirements; 8–15+ years CRE

Qualifications

• 8–15+ years of progressively responsible CRE insurance/risk management experience.
• Significant experience evaluating CRE insurance programs for multifamily or CRE assets.
• Experience advising senior stakeholders on complex insurance risk, coverage and compliance.

Responsibilities

• Advise underwriting on insurance risk decisions for multifamily and CRE loans.
• Assess coverage structures, deductibles and endorsements for lending transactions.
• Interpret agency requirements from Fannie Mae, Freddie Mac and others.
• Provide practical guidance to borrowers and deal teams on complex insurance needs.
• Lead resolution of escalated insurance issues and compliance questions.
• Collaborate with underwriting, mortgage banking, closing, legal and loan servicing.

Skills

CRE Insurance

Risk Management

Agency Requirements

Stakeholder Advisory

Lending Expertise

Job description

Director - Lending Insurance Risk### Director - Lending Insurance RiskApply: Remote: Dallas, TX: Atlanta, GA: Chevy Chase, MD: Chicago, IL: Full time: Posted 2 Days Ago: R-00252# **Be Part of the Next. Be Berkadia.**Berkadia is built on deep expertise, strong relationships, and a commitment to excellence across the commercial real estate industry. What sets us apart is our people. As a values-driven organization, we foster a culture where collaboration thrives, growth is encouraged, and employees are empowered to make an impact. Together, our people strengthen our business and help shape the future of Berkadia. Are you ready to be part of the next? Discover your next opportunity at Berkadia and apply today.The Director – Lending Insurance Risk is a subject-matter expert responsible for advising Berkadia’s Underwriting, Mortgage Banking, and Closing teams on complex insurance matters affecting multifamily lending transactions. The role provides strategic guidance on insurance risk, agency compliance, coverage structure, consultant recommendations, and escalated transaction issues. The Director – Lending Insurance Risk will operate through a consultative, triage-based model focused on higher-complexity matters.**Responsibilities** * Serve as Berkadia’s senior internal advisor on complex commercial real estate insurance matters for multifamily lending transactions.* Assess insurance coverage, policy structure, deductibles, retentions, exclusions, endorsements, carrier strength, and risk-transfer considerations.* Advise Underwriting on insurance-related risk decisions for centrally underwritten transactions.* Advise Mortgage Banking teams on insurance-related risk decisions for Mortgage Banking-underwritten transactions, including Freddie Mac Conventional loans.* Interpret and apply Fannie Mae, Freddie Mac, and other applicable agency insurance requirements.* Review insurance consultant analyses and recommendations; communicate the resulting risks, requirements, and recommended actions to internal stakeholders.* Provide practical, business-focused guidance to borrowers, brokers, and deal teams when complex insurance requirements require clarification or resolution.* Lead resolution of escalated insurance issues, including waiver considerations, nonstandard coverage structures, carrier concerns, and agency compliance questions.* Partner with Underwriting, Mortgage Banking, Closing, Legal, Loan Servicing, and external consultants to support timely and risk-informed transaction decisions.* Develop and maintain internal guidance, best practices, training materials, and reference resources related to commercial real estate insurance risk.* Monitor changes in agency requirements, insurance market conditions, and relevant industry practices that may affect Berkadia’s lending platform.* Exercise sound commercial judgment to balance risk mitigation, agency compliance, borrower experience, and transaction execution.* Other duties as assigned. **Preferred Qualifications** * 8–15+ years of progressively responsible experience in commercial real estate insurance, risk management, insurance consulting, commercial mortgage lending, or a related field.* Significant experience evaluating commercial property and casualty insurance programs for multifamily or other commercial real estate assets.* Experience with Fannie Mae, Freddie Mac, GSE, agency, or institutional commercial real estate lending requirements.* Demonstrated experience advising senior stakeholders on complex insurance risk, coverage, and compliance matters. #LI-EP1 #LI-Remote