Director, Credit Risk Strategy & Analytics

Jobtailor; California (MO); On-site; USD 180,000 - 280,000; Full time

Job summary

Visa's Lead Visa Consulting & Analytics' Credit and Identity Risk Practice seeks a senior leader to deliver and implement high-impact projects for Visa clients, designing strategies across the credit lifecycle and enhancing risk governance.

You will guide cross-functional teams, advise on credit policy, and travel 5-10% domestically, shaping underwriting strategies and portfolio performance in North America.

Qualifications

• 10+ years of credit risk experience at financial institutions or consulting firms.
• Experience with credit policy assessments and underwriting strategies.
• Strong regulatory and governance knowledge.
• Proven ability to lead complex, cross-functional projects.
• Excellent communication and client-facing storytelling.

Responsibilities

• Lead Visa Consulting & Analytics credit risk practice projects for clients.
• Design, implement, and optimize credit lifecycle strategies.
• Advise on risk governance and regulatory compliance.
• Collaborate with cross-functional teams in a matrixed organization.
• Travel domestically 5-10% as needed.

Skills

Credit Risk Management

Analytical Skills

Regulatory Compliance

Project Leadership

Communication & Storytelling

Cross-functional Collaboration

Education

Bachelor's Degree

Advanced Degree

PhD

Tools

Banking Operations

Payment Schemes

AI Applications

Digital Trends

Job description

Visa's Lead Visa Consulting & Analytics' Credit and Identity Risk Practice seeks a senior leader to deliver and implement high-impact projects for Visa clients, designing strategies across the credit lifecycle and enhancing risk governance.

You will guide cross-functional teams, advise on credit policy, and travel 5-10% domestically, shaping underwriting strategies and portfolio performance in North America.