Director, Risk Practice – Visa Consulting & Analytics

Jobtailor; California (MO); On-site; USD 180,000 - 280,000; Full time

Job summary

Visa's Lead Visa Consulting & Analytics' Credit and Identity Risk Practice seeks a senior leader to deliver and implement high-impact projects for Visa clients, designing strategies across the credit lifecycle and enhancing risk governance.

You will guide cross-functional teams, advise on credit policy, and travel 5-10% domestically, shaping underwriting strategies and portfolio performance in North America.

Qualifications

• 10+ years of credit risk experience at financial institutions or consulting firms.
• Experience with credit policy assessments and underwriting strategies.
• Strong regulatory and governance knowledge.
• Proven ability to lead complex, cross-functional projects.
• Excellent communication and client-facing storytelling.

Responsibilities

• Lead Visa Consulting & Analytics credit risk practice projects for clients.
• Design, implement, and optimize credit lifecycle strategies.
• Advise on risk governance and regulatory compliance.
• Collaborate with cross-functional teams in a matrixed organization.
• Travel domestically 5-10% as needed.

Skills

Credit Risk Management

Analytical Skills

Regulatory Compliance

Project Leadership

Communication & Storytelling

Cross-functional Collaboration

Education

Bachelor's Degree

Advanced Degree

PhD

Tools

Banking Operations

Payment Schemes

AI Applications

Digital Trends

Job description

• Lead Visa Consulting & Analytics' Credit and Identity Risk Practice
• Deliver and implement high-impact projects and solutions for Visa clients
• Design, implement, and optimize strategies across the credit lifecycle
• Enhance risk management, improve decision-making, and drive business growth
• Advise Visa clients and ecosystem partners on credit portfolio lifecycle risk management
• Conduct credit policy assessments
• Design underwriting strategies
• Optimize credit line management
• Develop bespoke risk management initiatives
• Lead cross-functional teams and manage complex projects
• Work in a matrixed organization and collaborate with Visa's North American issuers
• Travel approximately 5-10% domestically

Requirements

• 10 or more years of work experience with a Bachelor's Degree OR at least 8 years of work experience with an Advanced Degree OR at least 3 years of work experience with a PhD
• 8-10 years of relevant experience managing credit risk in financial institutions or large management consulting firm
• Proven experience in credit risk management, consulting frameworks, and credit lifecycle optimization
• Strong analytical skills with demonstrated intellectual and analytical complexity
• Familiarity with regulatory compliance and risk governance policies
• Knowledge and understanding of banking operations and/or payment schemes, including products & services, business systems and processes, marketing initiatives, and card acquiring/issuing experience
• Ability to lead cross-functional teams and manage complex projects in dynamic environments
• Experience working with credit risk indicators to measure business performance, with significant focus on impacting ROI
• Self-motivated, results-oriented, and able to handle numerous projects concurrently
• Excellent communication, storytelling, and presentation skills
• People-first mindset, team player, and experience mentoring junior-level individuals
• Collaborative and flexible, able to work effectively in a matrixed organization
• Technologically savvy, curious, and up to date with AI, digital trends, and applications
• Ability to travel approximately 5-10% domestically

Core Competencies

Demonstrates extensive expertise in credit risk management and consulting frameworks, with a strong focus on optimizing credit lifecycle strategies and enhancing risk governance. Proven ability to lead cross-functional teams and manage complex projects while delivering impactful solutions for clients.

Highest-signal resume keywords

• Credit Risk Management
• Consulting Frameworks
• Credit Lifecycle Optimization
• Regulatory Compliance
• Analytical Skills

Hard Skills

• Credit Policy Assessment
• Underwriting Strategies
• Credit Line Management
• Risk Management Initiatives
• Credit Risk Indicators

Soft Skills

• Excellent Communication
• Team Player
• Mentoring
• Collaborative
• Results-Oriented

Industry Keywords

• Credit Portfolio Lifecycle
• Risk Governance Policies
• Financial Institutions
• Management Consulting
• Matrixed Organization

Tools & Technologies

• Banking Operations
• Payment Schemes
• AI Applications
• Digital Trends