Director Commercial Banking Services

PSECU Pennsylvania State Employees Credit Union; Pennsylvania; On-site; USD 140,000 - 190,000; Full time

Job summary

PSECU Pennsylvania State Employees Credit Union is seeking a seasoned Commercial Banking Services Director to lead CRE and Small Business Lending, expanding the portfolio and standing up a new CRE practice with strong risk management.

The position requires a strategic leader with deep real estate and regulatory expertise, able to mentor teams, build client relationships, and drive growth in a compliant, member-focused credit union.

Qualifications

• Bachelor's degree in Finance required.
• Minimum 10 years of experience with at least 5 in leadership.

Responsibilities

• Develop and implement strategies to grow PSECU’s commercial real estate and business loan portfolio.
• Oversee the origination, structuring, underwriting, closing, and servicing of commercial real estate and small business loans.
• Lead market analysis to identify new lending opportunities and emerging market trends.
• Collaborate with risk management teams to ensure compliance with Regulatory standards and eternal risk policies.
• Build and maintain relationships with key clients, real estate developers, brokers, CUSOs and other industry stakeholders.
• Provide mentorship and leadership to the CRE and Small business team, fostering a culture of excellence and continuous improvement.
• Manage the portfolio's performance, including monitoring credit quality in portfolio risk.
• Participate in senior management meetings, contributing to broader Credit Union, Strategy and Policy making.
• Must comply with and meet all requirements regarding the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act, 12 CFR 1007).
• Other duties as assigned.

Skills

Leadership

Education

Bachelor's degree in Finance

Job description

Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...

The Commercial Banking Services Director is responsible for the leadership and effectiveness of PSECU’s commercial real estate and Small Business Lending operations. This position is responsible for expanding the credit unions Small Business portfolio and stand up a new Commercial real estate practice, while maintaining the highest standards of risk management and regulatory compliance. Requires a strategic leader with a profound understanding of the real estate market, small business market, risk assessment, and financial regulations.

Schedule: Monday - Friday 8:00am - 4:00pm. Onsite requirement is 60%; 3 days a week.

• In this position, you will Develop and implement strategies to grow PSECU’s commercial real estate and business loan portfolio.
• Oversee the origination, structuring, underwriting, closing, and servicing of commercial real estate and small business loans.
• Lead market analysis to identify new lending opportunities and emerging market trends.
• Collaborate with risk management teams to ensure compliance with Regulatory standards and eternal risk policies.
• Build and maintain relationships with key clients, real estate developers, brokers, CUSOs and other industry stakeholders.
• Provide mentorship and leadership to the CRE and Small business team, fostering a culture of excellence and continuous improvement.
• Manage the portfolio's performance, including monitoring credit quality in portfolio risk.
• Participate in senior management meetings, contributing to broader Credit Union, Strategy and Policy making.
• Must comply with and meet all requirements regarding the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act, 12 CFR 1007).
• Other duties as assigned.

Qualifications:

Bachelors: Finance, Bachelors (Required) A minimum of ten years of experience, with at least five years in a leadership role | Required Any equivalent combination of experience and education. | Required

In 1934, 22 ordinary people pooled $90 of their own money and formed PSECU, a not-for-profit credit union, to provide a better life for themselves and their families. Since then, PSECU has grown to over $8 billion in assets, more than 590,000 members, and approximately 850 employees. We’ve been recognized by several organizations for our high-quality, low-cost financial products and services, positive member experience, and commitment to helping our Members Achieve More.