Director Commercial Banking Services

PSECU; Harrisburg (Dauphin County); Presencial; USD 140 000 - 190 000; Tempo integral

Resumo da oferta

PSECU seeks a Commercial Banking Services Director to lead its commercial real estate and small business lending operations, expanding the SMB portfolio and establishing a new CRE practice while upholding strict risk and regulatory standards.

You will oversee origination, underwriting, closing, and servicing, lead market analysis for opportunities, collaborate with risk teams, and mentor CRE and SMB staff. Onsite 60% requirement, senior leadership role.

Qualificações

• Bachelor's degree in Finance.
• Ten years of experience with at least five in a leadership role.

Responsabilidades

• Develop and implement strategies to grow CRE and small business lending portfolios.
• Oversee origination, structuring, underwriting, closing, and servicing of loans.
• Lead market analysis to identify new lending opportunities and trends.
• Collaborate with risk management to ensure regulatory compliance.
• Build relationships with clients, developers, brokers, and industry stakeholders.
• Mentor CRE and Small Business teams and drive portfolio performance.
• Participate in senior management discussions on strategy and policy.
• Ensure compliance with SAFE Act requirements.

Conhecimentos

Strategic leadership

Risk management

Relationship building

Market analysis

Formação académica

Bachelor's in Finance

Descrição da oferta de emprego

Members Achieve More isn’t just a tagline for us, it’s part of everything we do! We’re looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that’s remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on…

The Commercial Banking Services Director is responsible for the leadership and effectiveness of PSECU’s commercial real estate and Small Business Lending operations. This position is responsible for expanding the credit unions Small Business portfolio and stand up a new Commercial real Estate practice, while maintaining the highest standards of risk management and regulatory compliance. Requires a strategic leader with a profound understanding of the real estate market, small business market, risk assessment, and financial regulations.

Schedule: Monday - Friday 8:00am - 4:00pm. Onsite requirement is 60%; 3 days a week.

In this position, you will

• Develop and implement strategies to grow PSECU’s commercial real estate and business loan portfolio.
• Oversee the origination, structuring, underwriting, closing, and servicing of commercial real estate and small business loans.
• Lead market analysis to identify new lending opportunities and emerging market trends.
• Collaborate with risk management teams to ensure compliance with Regulatory standards and eternal risk policies.
• Build and maintain relationships with key clients, real estate developers, brokers, CUSOs and other industry stakeholders.
• Provide mentorship and leadership to the CRE and Small business team, fostering a culture of excellence and continuous improvement.
• Manage the portfolio’s performance, including monitoring credit quality in portfolio risk.
• Participate in senior management meetings, contributing to broader Credit Union, Strategy and Policy making.
• Must comply with and meet all requirements regarding the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act, 12 CFR 1007).
• Other duties as assigned.

Qualifications:

Bachelors: Finance, Bachelors (Required)

A minimum of ten years of experience, with at least five years in a leadership role| RequiredAny equivalent combination of experience and education.| Required