Digital Life Insurance Consultant

Stratford Davis; St. Louis (MO); Remote; USD 60,000 - 90,000; Full time

Benefits offered by this job

Flexible 4-day schedule

Remote work 100%

Mentorship and training resources

Job summary

Stratford Davis is seeking a remote Life Insurance Agent who can educate clients via video, explain IUL and annuities, and build a personal advisory practice from home. You’ll work with pre-qualified leads and manage the sales process end to end.

This fully remote role emphasizes commission-based earnings, flexibility, and mentor-backed growth. You’ll tailor protection plans, guide applicants through underwriting, and nurture client relationships as your business expands.

Qualifications

• Active State Life & Health License required.
• Experience educating clients via video preferred.
• Ability to work independently in a home office.

Responsibilities

• Conduct virtual consultations educating clients on life insurance, IUL, and annuities.
• Design tailored protection plans that safeguard assets and income.
• Guide applicants through forms and medical underwriting with admin support.

Skills

Life & Health License

Job description

St. Louis, United States | Posted on 11/11/2026

Imagine This: Your Next Chapter at Stratford Davis

It’s 9: 00 AM. Instead of sitting in traffic, you’re sipping coffee at your kitchen counter or a beachside café. You log into your virtual office, check your schedule for the day, and prepare to help three families secure their financial futures. As a Remote Life Insurance Agent with Stratford Davis, you don't just sell policies—you deliver peace of mind on your own terms.

What You’ll Be Doing (The Big Picture)

Virtual Consultations: Educate clients on Life Insurance, Indexed Universal Life (IUL), and Annuities through clear, practical video conversations. Connect with pre-qualified leads over video to explain life insurance, Indexed Universal Life (IUL) protection, and annuities in simple, everyday language.

Tailored Solutions: Uncover client goals and design custom protection plans that safeguard their assets and income.

Smooth Navigation: Guide applicants through application forms and medical underwriting with support from our admin systems.

Relationship Building: Check in with policyholders as their families grow, creating a client base that trusts you for life.

Leveling Up: Spend an hour standardizing your sales playbook alongside top mentors and peers in daily team huddles.

What Makes You a Great Fit?

You hold an active State Life & Health License (or you're ready to tackle the licensing exam right away).

You’re energized by connecting with people over Zoom or Google Meet.

You have the self-motivation needed to stay productive in a work-from-home setup.

You bring high empathy, clear communication, and an appetite for professional growth.

The Perks Setup

• Work Your Way: Flexible 4-day operational schedule designed around real work-life balance.
• True Mobility: Work 100% remotely from home, a co-working hub, or anywhere globally.
• Training provided, with mentorship and digital sales resources to support your client work.

A Quick Note on Commissions

This fully remote role is 100% commission-only with commissions tied to the business you place. Your income directly reflects your dedication, allowing you to build a thriving business with ultimate schedule control.

Training is provided with ongoing mentorship. This fully remote role lets you work from anywhere with flexible hours, rather than a typical 8-to-5 schedule. Compensation is high and commission-only, with uncapped commissions based on the business you place.