Digital Lending Compliance Lead — Hybrid Role

TBO Bank; Prairie Village (KS); Hybrid; USD 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid work model

Prairie Village office 2–3 days/week

Job summary

TBO Bank is hiring a Compliance Lead for its Online Banking Division, serving as the compliance owner for digital lending. You will assess risk, guide product and operations teams, and ensure regulatory alignment in a highly regulated consumer lending environment.

The role emphasizes regulatory research, monitoring, remediation, and clear written guidance, with a hybrid work arrangement and in-office presence in Prairie Village, KS.

Qualifications

• 4+ years in a direct consumer compliance role (bank, fintech, or consumer lender).
• Working knowledge of TILA/Reg Z, ECOA/Reg B, FCRA, EFTA/Reg E, UDAAP, TCPA, MLA/SCRA, E-SIGN, and state lending requirements.
• Demonstrated experience making and defending judgment calls where regulatory guidance is ambiguous.
• Strong written communication: translate regulatory issues into clear recommendations.
• Proficient in Excel (data joining & reporting).
• Ability to manage competing priorities in a fast-paced, regulated environment.
• Strong analytical and data interpretation skills; identify patterns and root causes.

Responsibilities

• Compliance risk assessment for new products/features/ campaigns and process changes; provide clear risk-related guidance.
• Digital lending compliance monitoring and testing program; design, execution, findings and remediation follow-through.
• Regulatory interpretation for consumer lending questions with documentation to justify the interpretation.
• Complaint management; respond to and monitor complaints, trend analysis, root cause identification and escalation of systemic issues.
• Compliance review of third-party partners and vendors.
• Exam and audit readiness for digital lending, including evidence, responses and remediation tracking.
• Recurring reporting to the Director of Compliance and leadership on risk, findings and trends.

Skills

Compliance

Regulatory interpretation

Regulatory research

Data analysis

Excel reporting

Education

Bachelor's degree in business/finance

Job description

TBO Bank is hiring a Compliance Lead for its Online Banking Division, serving as the compliance owner for digital lending. You will assess risk, guide product and operations teams, and ensure regulatory alignment in a highly regulated consumer lending environment.

The role emphasizes regulatory research, monitoring, remediation, and clear written guidance, with a hybrid work arrangement and in-office presence in Prairie Village, KS.