Deposit Operations Specialist - Verification - Owensboro, KY

Independence-Bank-; Owensboro (KY); On-site; USD 45,000 - 65,000; Full time

Job summary

Independence-Bank- in Owensboro, KY is seeking a Deposit Operations Specialist - Maintenance and Verification. This role provides back-office support and oversight to deposit accounts and customer records, performing routine maintenance and verification in compliance with bank policies and federal regulations.

The position requires 3 years in banking/deposit operations and a high school diploma or GED; a degree in business or finance is preferred.

Qualifications

• Minimum 3 years of experience in banking and/or deposit operations.
• High School or GED is required; a degree in business, finance, or related field is preferred.

Responsibilities

• Ensures compliance with federal and bank rules and regulations regarding maintenance functions on deposit accounts and customer records
• Reviews daily deposits for errors and omissions
• Processes daily maintenance requests in a timely and accurate manner, including transfer and sweep verifications and setups
• Performs account exception tracking, reviews and clears exceptions
• Reviews reports to confirm accuracy of maintenance and/or input
• Troubleshoots issues, including reviewing, tracing, and resolving errors, and escalates as needed
• Researches and provides assistance to internal and external customers to resolve questions or issues
• Processes verification of new accounts and maintains accounts (IRAs, CDs, Safe Deposit Boxes, Savings)
• Verifies and mails statements, notices, letters, interest checks
• Escalates all issues or concerns regarding verifications
• Education, Experience and Qualifications section details requirements and core competencies
• Core Competencies include communication, detail orientation, time management, multitasking, problem solving, independence and confidentiality

Skills

Oral and written communication

Detail oriented

Time management

Multi-tasking

Problem solving

Work independently

Confidential information

Education

High School or GED

Degree in business, finance, or related field

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Deposit Operations Specialist - Verification - Owensboro, KY

Regular Full-Time 5 Days Required Owensboro, KY, US

Deposit Operations Specialist

*Position is not eligible for remote work.

Job Description Title
Deposit Operations Specialist - Maintenance and Verification

Job Summary

The Deposit Operations Specialist Maintenance and Verification will provide back-office support and oversight to accounts and transactions. This position will perform routine maintenance and verification on deposit accounts and customer records while adhering to established regulatory and bank polices and procedures.

Essential Functions, Duties and Responsibilities include, but are not limited to:

• Ensures compliance with federal and bank rules and regulations regarding maintenance functions on deposit accounts and customer records
• Reviews daily deposits for errors and omissions
• Processes daily maintenance requests in a timely and accurate manner, including transfer and sweep verifications and setups
• Performs account exception tracking, reviews and clears exceptions
• Reviews reports to confirm accuracy of maintenance and/or input
• Troubleshoots issues, including reviewing, tracing, and resolving errors, and escalates as needed
• Researches and provides assistance to internal and external customers to resolve any questions or issues
• Processes verification of new accounts and provides maintenance to the accounts, including IRAs, CDs, Safe Deposit Boxes, Savings
• Verifies and mails statements, notices, letters, interest checks
• Escalates all issues or concerns regarding verifications

Education, Experience and Qualifications

Education

Required/Preferred

Required

High School or GED

Preferred

Degree in business, finance, or related field preferred

Years of Experience

Minimum

3

Three (3) years of experience in banking and/or deposit operations preferred

License / Certification

Additional Qualifications

Core Competencies

• Oral and written communication skills
• Detail oriented
• Time management skills; ability to meet deadlines
• Ability to multi-task
• Problem solving and judgment skills
• Ability to work independently as well as part of a team
• Ability to maintain confidential information

Working Conditions

Indoors, environmentally controlled. Usual office working conditions. The noise level in the work environment is typical of most office environments with telephones, personal interruptions, and background noises.

Travel Requirements

Never or Rarely

Mandatory Vacation

Position requires incumbents to be off work for a minimum of five consecutive business days

Physical Requirements

Sitting (remaining in a seated position) Constantly

Standing (remaining on one’s feet in an upright position without moving about) Occasionally

Walking (moving about on one’s feet) Occasionally

Lifting (raising or lowering an object from one level to another) Never or Rarely

Carrying (transporting an object, usually by holding it in the hands or arms or on the shoulder) Never or Rarely

Pushing/Pulling (exerting force upon an object so that the object moves away or toward the force) Never or Rarely

Reaching (extending hand(s) and arm(s) in any direction, such as overhead, below waist, forward or lateral) Never or Rarely

Keyboarding (entering text or data using computer keyboard or 10-key numeric keyboard) Constantly

Pinching/Gripping (seizing, holding, grasping, turning or otherwise working with the hand(s) or fingers) Occasionally

Stooping (bending downward and forward by bending spine at the waist) Never or Rarely

Squatting/Crouching (bending body downward and forward by bending legs and spine) Never or Rarely

Kneeling (bending legs at knees to come to rest on knee(s)) Never or Rarely

Crawling (moving about on hand and knees or hands and feet) Never or Rarely

Never or Rarely

Speaking (expressing or exchanging ideas by means of the spoken word to impart oral information to customers and to convey detailed spoken instructions accurately, loudly, or quickly) Frequently

Hearing (the ability to hear, understand, and distinguish speech, either in person or telephonically) Frequently

Near Visual Acuity (clarity of vision at approximately 20 inches or less) Constantly

Far Visual Acuity (clarity of vision at approximately 20 feet or more)