Deposit Operations Specialist

The Atlantic Federal Credit Union; Springfield (NJ); On-site; USD 45,000 - 65,000; Full time

Job summary

A leading credit union is seeking a Deposit Operations Specialist to provide quality service and support for share draft services, electronic funds transfers, and Visa Debit Card disputes. The role involves processing transactions, managing accounts, and ensuring compliance with regulations. Full-time employees receive a comprehensive benefits package, including competitive pay, medical coverage, and educational opportunities.

Benefits

Comprehensive benefits package

401(k) with up to 6% match

Paid volunteering time

Tuition Assistance

Qualifications

• Minimum high school diploma or GED; some college credits preferred.
• At least two years of experience in a financial institution with similar functions.

Responsibilities

• Perform all aspects of ACH processing, including retrieving files and processing exception items.
• Handle all Government Reclamations, levies, and subpoenas.
• Process all incoming and outgoing service wires daily.

Skills

Attention to Detail

Customer Service

Problem Solving

Education

High School Diploma or GED

Some College Credits

Job description

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Staff Member’s Role: Work with the management team and co-workers to fulfill the Credit Union’s mission. Commit oneself to working to the best of your ability in both an individual and team environment.

Job Summary: Provide members with quality service and technical and administrative support for share draft services, electronic funds transfers (EFT), automated clearing house (ACH) functions, and VISA Debit Card disputes in a timely, accurate manner. Provide information to members and potential members regarding share drafts and other credit union services. Reconcile accounts in accordance with credit union policies and procedures. Process payrolls for SEGS (Select Employee Groups) in a timely manner.

Essential Functions: The Deposit Operations Specialist will actively participate in supporting deposit and loan growth in conformity with NCUA regulations as well as Credit Union policies and procedures. Specifically, the Deposit Operations Specialist will:

1. Perform all aspects of ACH processing, including retrieving “raw” files, transferring files to mainframe, initiating system jobs to post files and fee accounts for NSF items, processing exception items, and balancing advice files to posting reports.
2. Process and correct all EFT transactions transmitted daily.
3. Handle all Government Reclamations, levies, and subpoenas.
4. Process Visa Debit Cards.
5. Process payrolls in a timely manner.
6. Manage ATM returned items through co-op network.
7. Perform all tasks related to daily posting of share draft clearings, including retrieving “raw” files, transferring files, initiating system jobs, printing and mailing NSF notices, and handling exception items.
8. Process all incoming and outgoing service wires daily.

The Atlantic strives to maintain a balance between our employees’ personal and professional responsibilities. All full-time employees receive a comprehensive benefits package including competitive pay, target incentive, medical/dental/prescription coverage, 401(k) with up to 6% match, and generous paid time off. Employees are also eligible for discounts on products and services, paid volunteering time, educational and developmental opportunities, and access to Tuition Assistance.

Requirements:

• Minimum high school diploma or GED; some college credits preferred.
• At least two (2) years of experience in a financial institution with similar functions.