Deposit Operations Representative I

First Citizens State Bank; Whitewater (WI); Presencial; USD 25.000 - 33.000; Jornada completa

Descripción de la vacante

First Citizens State Bank in Whitewater, WI seeks an Entry-level Deposit Operations Representative I to support daily deposit processing and records accuracy. You will handle ACH/wire/check deposits, reconcile items, and ensure regulatory compliance while maintaining high service standards.

Ideal candidates have 1+ year in deposit operations or banking, attention to detail, and proficiency with MS Office and banking software. This role is full-time and on-site in Whitewater.

Formación

• High School diploma or equivalent.
• 1+ year deposit operations or related banking experience.
• Strong accuracy in processing deposits and handling customer data.
• Knowledge of banking regulations (BSA/AML/KYC).
• Proficiency with MS Office and banking software.

Responsabilidades

• Process and manage all deposit transactions (ACH, wire, checks).
• Reconcile deposits and enter GL descriptions accurately.
• Verify large check deposits per internal controls and regs.
• Handle tax levy and garnishment orders per guidelines.
• Print/mail CD interest checks/notices.
• Update customer statuses (e.g., deceased) in system.
• Monitor accounts with charges-offs and ensure proper reporting.
• Prepare and produce business statements and reports.
• Archive documentation per retention guidelines.

Conocimientos

Accuracy

Problem solving

Regulatory knowledge

MS Office & banking software

Educación

High School diploma or equivalent

Herramientas

Microsoft Office Suite

Banking software

Descripción del empleo

• Location 207 West Main Street,Whitewater, WI, 53190,United States
• Employee Type FT Non-Exempt
• Required Degree High school
• Manage Others No

Deposit Operations Representative I

Reports To: Deposit Operations Manager or Chief Operations Officer

The Deposit Operations Representative I will be responsible for supporting the daily operations of the deposit department, including processing and managing customer deposits, ensuring compliance with bank policies and regulations, and maintaining accurate records of transactions. This entry-level position is ideal for individuals who want to develop a career in banking operations while ensuring excellent customer service and operational efficiency.

Key Responsibilities:

• Manage the end-to-end processing of all deposit transactions, including ACH transfers, wire transfers, check deposits, and other forms of deposits.
• Reconcile construction draws and enter GL descriptions ensuring that all transactions are accurately recorded.
• Review and verify incoming large check deposits, ensuring adherence to internal controls and banking regulations.
• Review and process incoming tax levy and garnishment orders, including federal, state, and local government-issued orders.
• Print and mail out CD Interest checks/notices.
• Receive and process DNE’s by updating the bank’s system to reflect the customer’s status as deceased.
• Regularly review and monitor accounts that have been charged off to ensure accurate reporting and proper handling in accordance with bank policies and regulatory requirements.
• Prepare and generate business statements and various reports
• Ensure all documentation is archived properly following retention guidelines

Qualifications:

• Education: High School diploma or equivalent required
• Experience: 1+ years of experience in deposit operations, banking, or a similar financial services role.
• Skills:
• High level of accuracy in processing deposits and handling customer information.
• Ability to address complex deposit issues and resolve discrepancies efficiently.
• Familiarity with banking regulations and compliance standards, including BSA, AML, and KYC.
• Proficient in Microsoft Office Suite (Excel, Word, Outlook) and experience with banking software/systems.