Default Title Specialist - Deed in Lieu

Mortgage Connect; United States; On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical

Dental

Vision

HSA

Mental health programs

Employee Assistance Program

Short term disability

Voluntary insurance

Job summary

Mortgage Connect is seeking a Default Title Specialist - Deed in Lieu to support title review, curative activity, and document preparation throughout the Deed in Lieu process. You will ensure accurate Title Packages and timely communications with clients, investors, and internal teams.

The role requires attention to title requirements, payoffs, and tax/HOA items, with coordination across vendors and attorneys to resolve issues and meet client expectations.

Qualifications

• High school diploma or equivalent required; associate degree preferred.
• 1+ year experience in title, curative, default servicing or related mortgage operations preferred.
• Understanding of title commitments, searches, vesting, liens, taxes, and HOA items preferred.
• Ability to review requirements, research records, and resolve curative issues with attention to detail.
• Strong organizational skills to manage a high-volume pipeline and deadlines.

Responsibilities

• Manage Deed in Lieu title files from referral through clearance and reporting.
• Review title commitments, ownership reports, vesting, liens, taxes, and other exceptions.
• Identify outstanding requirements needed to support Deed in Lieu closing or conveyance.
• Coordinate with vendors to prepare and quality-control Deed in Lieu documents.
• Prepare and submit Title Packages and supporting documents for HUD/VA conveyance.
• Track payoffs, lien releases, satisfactions, and other curative documents.
• Coordinate with clients, borrowers, attorneys, and internal teams to resolve issues timely.
• Monitor milestones, aging files, and follow-ups to meet deadlines.
• Provide status updates and client responses regarding clearance and risks.

Skills

Organizational skills

Attention to detail

Written communication

Verbal communication

Time management

Client communication

Vendor coordination

Documentation management

Team collaboration

Education

High school diploma or equivalent

Associate degree preferred

Tools

Microsoft Office

Job description

Overview

As the Default Title Specialist - Deed in Lieu, you are responsible for supporting title review, clearance, curative activity, vendor-coordinated DIL document preparation and quality control, and Title Package submission for Deed in Lieu files within the default servicing process. This role reviews title commitments and related documentation, identifies outstanding title requirements, coordinates resolution of payoffs, taxes, HOA matters, liens, judgments, vesting issues, and other exceptions, and ensures accurate documentation, package submission, status updates, reporting, and client communication through completion.

What you will do

• Manage assigned Deed in Lieu title files from referral through title clearance, document preparation, Title Package submission, and final client reporting
• Review title commitments, title searches, ownership reports, vesting, legal descriptions, liens, judgments, taxes, HOA items, and other exceptions to determine required curative actions
• Identify, document, and communicate outstanding title requirements needed to support Deed in Lieu acceptance, closing, recording, or conveyance
• Coordinate with vendors to prepare and quality control required Deed in Lieu documents, ensuring documents are complete, accurate, and aligned with client, investor, agency, and state-specific requirements
• Prepare, review, assemble, and submit required Title Packages and supporting documents for properties conveying back to HUD/VA.
• Request, track, and review payoffs, lien releases, satisfactions, subordination documents, tax information, HOA statements, municipal requirements, and other curative documentation
• Coordinate with clients, borrowers, vendors, title partners, attorneys, lienholders, HOA contacts, tax offices, and internal default servicing teams to resolve title and curative issues timely
• Monitor Deed in Lieu title milestones, daily reports, aging files, rejected curative items, and outstanding follow-up to ensure completion within client and department expectations
• Review and resolve rejected or incomplete title curative items by researching public records, requesting corrected documentation, and escalating issues when appropriate
• Prepare and provide internal and external status updates, reports, and client responses regarding title clearance, outstanding items, risks, and next steps
• Maintain accurate file notes, task updates, document status, follow-up dates, billing codes, and supporting documentation in applicable company and client systems
• Follow client-specific referral, escalation, communication, billing, payment, and reporting processes for Deed in Lieu title work
• Support compliance with client, investor, insurer, regulatory, state, county, agency, and government entity requirements related to Deed in Lieu title clearance, curative activity, document preparation, Title Package submission, and conveyance
• Meet department production, quality, reporting, and turn-time standards as established by management
• Build and maintain effective working relationships with clients, vendors, title partners, attorneys, borrowers, lienholders, and internal stakeholders
• Participate in department training, process improvement initiatives, and cross-training opportunities to support default title operations
• Adhere to all company policies, procedures, confidentiality standards, and regulatory requirements
• All other duties as assigned

What you will bring

• High school diploma or equivalent required; associate degree or related mortgage, legal, title, real estate, or business coursework preferred
• 1+ year of experience in title, curative, default servicing, Deed in Lieu, loss mitigation, foreclosure alternative, real estate, mortgage servicing, or vendor management operations preferred
• Basic understanding of title commitments, title searches, vesting, legal descriptions, liens, judgments, taxes, HOA matters, payoffs, satisfactions, releases, curative documentation, vendor document preparation, document quality control, and Title Package submission preferred
• Ability to review title requirements, identify exceptions, research public records, follow up on outstanding items, and escape title or curative issues with strong attention to detail
• Strong organizational skills with the ability to manage a high-volume pipeline, prioritize deadlines, work daily reports, and provide timely status updates
• Effective written and verbal communication skills with the ability to work professionally with clients, borrowers, vendors, attorneys, title partners, lienholders, county offices, and internal teams
• Proficient with Microsoft Office, email, document management, reporting, and data entry; experience with mortgage servicing, title, or default workflow systems preferred

What we offer

Competitive payrates based on skills and experience

Extensive benefits package :

• Medical
• dental
• vision
• HSA
• mental health programs
• Employee Assistance Program
• short term disability
• voluntary insurance