Title Curative - Consumer Title

OS National; United States; Remote; USD 70,000 - 100,000; Full time

Job summary

OS National is seeking a Title Curative Specialist to independently manage complex title curative files, analyze defects, and coordinate with underwriters to resolve issues. The role involves maintaining accurate documentation and communicating requirements to internal and external customers while supporting an active pipeline of 65–75 files per person.

The position offers remote work in the US across Eastern and Western teams, with a standard 40-hour week and occasional voluntary overtime.

Qualifications

• Independent handling of complex title curative files.
• Ability to analyze title defects and clearance docs.
• Organize and track an active file pipeline.
• Prioritize competing requests and meet deadlines.
• Communicate clearly with underwriters and clients.
• Document outcomes and maintain accurate notes.
• Familiarity with AI-enabled workflows.
• Confidential handling of information.

Responsibilities

• Review files and identify defects and clearance issues.
• Analyse divorce, probate, trusts, powers of attorney, and entity docs.
• Manage assigned pipeline and track deadlines.
• Collaborate with underwriters and obtain second opinions when needed.
• Prepare deeds, affidavits, and title-related forms.
• Order deeds and review vendor documents.
• Review surveys and endorsements per guidelines.
• Communicate timelines, requirements, and closing needs.
• Maintain timely updates to stakeholders.

Skills

Independent judgment

Attention to detail

Effective communication

Time management

Education

High school diploma or equivalent

Bachelor’s degree (preferred)

Law Certification (plus)

Tools

Microsoft Office

Excel

Job description

Summary

The Title Curative independently manages consumer title curative files, analyzes title defects and clearance documentation, and helps move files toward closing. You will apply title underwriting standards and insurer guidelines, work with underwriters to resolve issues, and keep internal and external customers informed of file status and closing requirements.

This role supports an active pipeline of 65–75 files per person. Success requires organized file ownership, sound judgment, accurate documentation, and the ability to manage competing requests while recognizing when to seek a second opinion.

Essential duties and responsibilities

• Review files and identify title defects, required clearance evidence, and issues requiring escalation.
• Analyze clearance documentation, including divorce documents, probate, trusts, powers of attorney, and corporate entity documents.
• Independently manage an assigned pipeline, track next actions and deadlines, and advance or clear files with accurate documentation and complete notes.
• Communicate and collaborate with underwriters; seek a second opinion or approval when a file requires additional review.
• Prepare deeds, affidavits, correction documents, state-specific deed transmittal forms, title commitments, and commitment markups.
• Order deeds from title partners and vendors where applicable, and review vendor-prepared deeds for accuracy.
• Review and approve surveys and underwrite applicable endorsements in accordance with insurer guidelines and applicable approval requirements.
• Follow client requirements for timelines, coverage, and documentation.
• Communicate what must be paid, signed, and recorded at closing.
• Maintain clear file notes and provide timely updates to internal and external customers, including unresolved requirements, progress, and next steps.
• Prioritize file work, chat messages, phone calls, email, and urgent closing escalations without losing track of follow-up commitments.
• Learn AI-enabled workflows as they are introduced and double-check generated requirements and answers against source documents and applicable guidance.

What you bring

• Demonstrated experience independently handling complex title curative files, including probate, trusts, powers of attorney, and entity documents. We evaluate file complexity and independent judgment rather than a fixed number of years of experience.
• Ability to analyze and evaluate legal and public-record documents as they relate to title.
• A repeatable approach to organizing an active file pipeline, tracking deadlines, and following up on outstanding items.
• Ability to prioritize competing requests, adapt to changing workflows, and communicate potential delays or unresolved issues promptly.
• Clear written and verbal communication, including professional phone etiquette and customer service.
• Judgment to recognize uncertainty, seek help before making an unsupported decision, and document the outcome.
• Proficiency with Microsoft Office and Excel.
• Familiarity with AI-enabled workflows and an approach to verifying outputs. Engineering-level skills are not required.
• Careful handling of confidential information and accurate work in a time-sensitive environment.
• ResWare and multi-state experience is helpful but not required
• High school diploma or equivalent is required; Bachelor’s degree is a plus and/or Law Certification is a definite plus.

First thirty days

• Review an assigned set of files and document title defects, required clearance evidence, and escalation needs.
• Advance or clear an agreed workload with accurate documents and complete file notes, working toward the target active pipeline of 65–75 files per person.
• Independently maintain timely stakeholder updates and closing requirements on assigned files.

Location and schedule

Remote US, with openings supporting Eastern and Western US teams.

Eligible hiring states: Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Illinois, Indiana, Michigan, Minnesota, Missouri, North Carolina, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Washington.

Normal schedule: 40 hours per week, with no mandatory overtime. Occasional voluntary overtime may be requested.