Credit Union Items Processing Specialist - EFT - ACH - WIRES

First Commerce Credit Union; Tallahassee (FL); On-site; USD 25,000 - 36,000; Full time

Benefits offered by this job

Health, dental, and vision insurance

401(k) with company match

Paid time off and holidays

Employee assistance programs

Ongoing training and careerDevelopment

Referral bonus program

Job summary

First Commerce Credit Union is seeking an Items Processing Specialist to ensure daily transactions are processed accurately, securely, and on time. You will handle share draft items, deposits, and wires while protecting members and complying with regulations.

Ideal candidates have 1–3 years in banking, strong attention to detail, and proficiency with 10-key, Excel, and Word. This role offers competitive hourly pay and opportunities for growth within the credit union.

Qualifications

• High school diploma or equivalent.
• 1–3 years of banking experience required.
• Experience in item processing or proof operations preferred.
• Working knowledge of banking regulations (Reg E, BSA, OFAC, CIP) is a plus.
• Proficiency in Microsoft Windows, Word, and Excel.

Responsibilities

• Process share draft files and review exceptions to ensure accuracy.
• Handle teller and ATM items, verify deposits, and flag potential fraud.
• Process remote deposits and wires, prepare cash letters, and manage deposits.
• Monitor queues, balance accounts, and perform adjustments to ensure compliance.

Skills

Attention to detail

Deadline-driven

Problem solving

Education

High school diploma

Tools

Excel

Word

Windows

Job description

Love Keeping Things Moving Behind the Scenes? Join First Commerce Credit Union as an Items Processing Specialist!

If you're someone who thrives on accuracy, organization, and meeting deadlines, this role is for you. At First Commerce Credit Union, we're not just about banking - we're about empowering generations and transforming communities.

As an Items Processing Specialist, you'll play a critical role in ensuring daily financial transactions are processed accurately, securely, and on time. From managing share draft exceptions to processing wires and ATM deposits, you'll help keep our operations running smoothly while protecting our members and maintaining compliance.

What You'll Be Doing

In this role, you'll support daily processing operations by ensuring transactions are accurate, balanced, and completed on time. You'll process share draft files, review and resolve exceptions such as NSF items and stop payments, and research discrepancies as needed.

You’ll also handle teller and ATM items, review deposits for accuracy, and identify potential fraud in partnership with the Fraud and Collections teams. Additional responsibilities include processing remote deposits and wires, preparing cash letters, and managing incoming deposits and payments.

You’ll monitor processing queues, complete account balancing and adjustments, and help ensure compliance with all regulations. You may also provide backup support for ACH, Card Services, and other operational areas. Throughout your work, you’ll focus on accuracy, meeting deadlines, and quickly resolving any issues that arise.

What You Bring to the Table

• High school diploma or equivalent
• 1–3 years of banking experience required
• Previous experience in item processing or proof operations preferred
• Experience with cash letter processing and ten-key by touch preferred
• Working knowledge of banking regulations (Reg E, BSA, OFAC, CIP) is a plus
• Strong attention to detail with the ability to identify and resolve discrepancies quickly
• Excellent time management skills and ability to meet daily deadlines
• Strong problem-solving skills and sound judgment
• Proficiency in Microsoft Windows, Word, and Excel
• Ability to work independently and collaboratively in a fast-paced, team-oriented environment

Why First Commerce?

We're a full-service, member-owned credit union with deep roots in the community and a bold vision for the future. Our culture is built on integrity, innovation, and service excellence. At First Commerce, you're not just joining a company - you're joining a cause.

What's in It for You?

We believe in taking care of our team just like we take care of our members. Here's what you can expect:

• Competitive hourly pay
• Health, dental, and vision insurance
• 401(k) with company match
• Paid time off and holidays
• Employee assistance programs
• Ongoing training and career development
• Opportunities to grow within the credit union

Plus, you'll be part of a team that's supportive, energetic, and passionate about making a difference. And if you help us find our next great hire? You'll earn a $500 referral bonus!