Credit Underwriter II: CRE & Risk Analysis

NBMBAA; San Francisco (CA); On-site; USD 70,000 - 125,000; Full time

Benefits offered by this job

Benefits eligible

Paid time off

Job summary

Bank of America is seeking a CRE Credit professional to support underwriting and monitoring for moderately complex client relationships. You will complete financial analysis, assess risks, and ensure policy alignment while leveraging advanced tools and systems.

The role emphasizes reviewing financials, projections, and covenant compliance, with focus on collateral and risk appetite. 40-hr weeks in SF with strong benefits.

Qualifications

• 6+ months CRE credit experience including internships.
• Experience in financial analysis, underwriting and portfolio management.
• Experience in financial accounting, modeling and loan structuring.

Responsibilities

• Analyzes client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness.
• Completes monitoring activities via analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are met.
• Listens in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performance.
• Reviews completed client requests to ensure compliance with policy and procedures.
• Understands how credit data is used internally and provided to regulatory partners.
• Assists with periodic portfolio reviews.
• Participates in loan structure conversations and completion of loan documentation.

Skills

CRE underwriting

Financial analysis

Portfolio management

Loan structuring

Financial modeling

Financial accounting

Education

Bachelor’s degree in finance, accounting, economics or similar

Certificate from accredited real estate educational program

Job description

Bank of America is seeking a CRE Credit professional to support underwriting and monitoring for moderately complex client relationships. You will complete financial analysis, assess risks, and ensure policy alignment while leveraging advanced tools and systems.

The role emphasizes reviewing financials, projections, and covenant compliance, with focus on collateral and risk appetite. 40-hr weeks in SF with strong benefits.