Commercial Real Estate Credit Analyst II

Bank of America Corporation; Seattle (WA); On-site; USD 70,000 - 125,000; Full time

Benefits offered by this job

Benefits package

Paid time off

Discretionary incentive plan

Job summary

Bank of America in Seattle, WA, is seeking a Credit Underwriter to support moderately complex client relationships. You will analyze financials, assess risks, and prepare financial analyses using advanced tools.

The role focuses on underwriting, monitoring, and ensuring compliance with policy and regulatory requirements. Responsibilities include reviewing requests, evaluating collateral, and participating in loan structuring.

Qualifications

• 6+ months commercial real estate credit experience, including internships.
• Financial analysis, underwriting and portfolio management experience.
• Financial accounting, financial modeling and loan structuring experience.

Responsibilities

• Analyzes client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness.
• Completes monitoring activities via analysis of clients' financial performance and collateral evaluation to ensure appropriate requirements are met.
• Listens in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performance.
• Reviews completed client requests to ensure compliance with policy and procedures.
• Understands how credit data is used internally and provided to regulatory partners.
• Assists with periodic portfolio reviews.
• Participates in loan structure conversations and completion of loan documentation.

Skills

Analytical Thinking

Financial Analysis

Financial Forecasting

Credit and Risk Assessment

Underwriting

Attention to Detail

Portfolio Analysis

Written Communications

Education

Bachelor's degree in finance, accounting, economics or similar

Real estate certificate program

CRE underwriting experience

Commercial Credit Training

Tools

Financial modeling

Loan structuring

Job description

Bank of America in Seattle, WA, is seeking a Credit Underwriter to support moderately complex client relationships. You will analyze financials, assess risks, and prepare financial analyses using advanced tools.

The role focuses on underwriting, monitoring, and ensuring compliance with policy and regulatory requirements. Responsibilities include reviewing requests, evaluating collateral, and participating in loan structuring.