Credit Underwriter II-Covered/Commercial Real Estate Banking

Bank of America; San Francisco (CA); Sur place; USD 140 000 - 190 000; Plein temps

Résumé du poste

Bank of America is seeking a CRE credit underwriter to support underwriting and monitoring for new and existing clients. You will lead credit analyses, evaluate risks, and coach teammates on credit requirements while collaborating with Credit Officers, Relationship Management, and Risk teams.

The role emphasizes timely, accurate analyses and strong financial modeling. Responsibilities include leading the underwriting process, reviewing work of junior staff, and ensuring compliance with laws and

Qualifications

• This role requires leading credit analyses for CRE loans and monitoring portfolios.
• Experience coordinating with Credit Officers, Relationship Management, and Risk teams.
• Ability to train and coach junior staff on credit requirements and processes.

Responsabilités

• Leads credit analysis process with analysts and associates.
• Partners with stakeholders to understand structuring needs.
• Monitors performance and financial condition, identifying issues and opportunities.
• Supports loan structuring, economic analyses, and modeling for decisions.
• Reviews junior staff work and ensures compliance with laws and policy.

Connaissances

Credit analysis

Underwriting

Financial modeling

Risk assessment

Mentoring/coaching

Formation

Bachelor's degree in finance or related

Outils

Excel

Description du poste

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description: This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include completing and reviewing credit analysis, evaluating risks, reviewing work by less experienced teammates, and writing financial analysis for approval or monitoring. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements. This role supports Commercial Real Estate credit underwriting and portfolio monitoring for new and existing clients in partnership with the Credit Officers, Relationship Management, and Risk. Key responsibilities include preparing and reviewing credit analyses, assessing risk, reviewing work completed by less experienced teammates, and drafting financial analyses for approval or ongoing monitoring. The role is expected to lead the underwriting process, deliver timely and accurate analyses, and coach teammates on credit requirements.

Responsibilities

• Leads the credit analysis process with the support of other analysts and associates
• Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements
• Monitors operating performance and financial condition, proactively identifying issues and opportunities
• Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
• Has credit approval for certain credit actions
• Participates in loan structure conversations and completion of loan documentation with internal/external legal partners