Credit Underwriter I: Commercial Lending Analyst

First Hawaiian Inc.; Honolulu (HI); On-site; USD 62,000 - 73,000; Full time

Job summary

First Hawaiian Bank is seeking an analytical and detail oriented Credit Underwriter I to join the Credit department. The role focuses on underwriting low-complexity credits for commercial customers and supporting credit decisions with thorough financial analysis.

The successful candidate will prepare credit requests and annual reviews, spread financial statements, and assess credit, structural and cash flow risks, ensuring accuracy and compliance in all analyses.

Qualifications

• Bachelor's degree in Business Administration related fields; and/or equivalent work experience required
• Bachelor's degree in Finance or Accounting preferred
• 1 year of experience in credit analysis
• At least 2 years of financial analysis and/or commercial lending experience preferred
• Understanding of basic accounting principles and financial statements
• Must be organized, detail oriented and accurate when working with numbers

Responsibilities

• Prepare credit requests and annual reviews for existing credit facilities
• Analyze financial statements and underwrite credit requests for commercial customers
• Assess credit, structural, business and financial risk of the borrower
• Spread financial statements and preparation of cash flow to support underwriting and financial analysis

Skills

Credit analysis

Financial analysis

Attention to detail

Numerical accuracy

Organizational skills

Education

Bachelor's degree in Business Administration or related fields

Bachelor's degree in Finance or Accounting preferred

Job description

First Hawaiian Bank is seeking an analytical and detail oriented Credit Underwriter I to join the Credit department. The role focuses on underwriting low-complexity credits for commercial customers and supporting credit decisions with thorough financial analysis.

The successful candidate will prepare credit requests and annual reviews, spread financial statements, and assess credit, structural and cash flow risks, ensuring accuracy and compliance in all analyses.