Credit Underwriter I

First Hawaiian Inc.; Honolulu (HI); Presencial; USD 62.000 - 73.000; Jornada completa

Descripción de la vacante

First Hawaiian Bank is seeking an analytical and detail oriented Credit Underwriter I to join the Credit department. The role focuses on underwriting low-complexity credits for commercial customers and supporting credit decisions with thorough financial analysis.

The successful candidate will prepare credit requests and annual reviews, spread financial statements, and assess credit, structural and cash flow risks, ensuring accuracy and compliance in all analyses.

Formación

• Bachelor's degree in Business Administration related fields; and/or equivalent work experience required
• Bachelor's degree in Finance or Accounting preferred
• 1 year of experience in credit analysis
• At least 2 years of financial analysis and/or commercial lending experience preferred
• Understanding of basic accounting principles and financial statements
• Must be organized, detail oriented and accurate when working with numbers

Responsabilidades

• Prepare credit requests and annual reviews for existing credit facilities
• Analyze financial statements and underwrite credit requests for commercial customers
• Assess credit, structural, business and financial risk of the borrower
• Spread financial statements and preparation of cash flow to support underwriting and financial analysis

Conocimientos

Credit analysis

Financial analysis

Attention to detail

Numerical accuracy

Organizational skills

Educación

Bachelor's degree in Business Administration or related fields

Bachelor's degree in Finance or Accounting preferred

Descripción del empleo

Job Description

First Hawaiian Bank is currently seeking an analytical and detail oriented Credit Underwriter I to join the team in the Credit department.

Compensation

The pay range for the role is $62,000 - $72,500/yr; commensurate with experience.

Work Schedule

Monday - Friday 8:00AM - 5:00PM (hours may vary)

Responsibilities

The Credit Underwrtier I will prepare credit requests and annual reviews for existing credit facilities and analyze financial statements and underwrite credit requests fo the Bank's commerical customers, with a focus on low coplexity credits. The underwriting includes the assessment of credit, structural, business and financial risk of the borrower. The analysis will include spreading financial statements and preparation of cash flow to support credit underwriting and financial analysis.

Qualifications

The ideal candidate will have:

• Bachelor's degree in Business Administration related fields; and/or equivalent work experience required
• Bachelor's degree in Finance or Accounting preferred
• 1 year of experience in credit analysis
• At least 2 years of financial analysis and/or commercial lending experience preferred
• Understanding of basic accounting principles and financial statements
• Must be organized, detail oriented and accurate when working with numbers