Honolulu Commercial Credit Underwriter I–II

CPB Group Pty; Honolulu (HI); On-site; USD 47,017 - 70,504; Full time

Job summary

A financial institution in Honolulu is seeking an Underwriter I or II to provide exceptional service and perform credit analysis. This full-time position requires 4+ years of experience in commercial credit analysis or lending, and a Bachelor's degree is preferred. Responsibilities include making underwriting decisions, building client relationships, and collaborating with a team to exceed financial goals. The role demands effective communication skills and an ability to work in a conventional office setting.

Qualifications

• 4+ years of experience in commercial credit analysis/underwriting or commercial lending required.
• Ability to perform light physical work and to communicate effectively.

Responsibilities

• Provide exceptional service to grow the Bank's business.
• Make timely, accurate and balanced underwriting decisions.
• Assist the Team in building trust with clients.

Skills

Commercial credit analysis

Underwriting

Active Listening

Effective oral communication

Effective written communication

Teamwork

Education

Bachelor’s Degree in Accounting, Finance, Economics, or related field

High School Diploma or GED equivalency

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

MAIN COMMERCIAL BANKING CENTER Full-time ICP Support Honolulu, HI, US

30+ days ago Requisition ID: 4305

Salary Range: $47,017.00 To $70,504.00 Annually

Position Function:

Provide exceptional service to grow the Bank's business.

Advocate our mission and be committed to creating value for our customers, employees, community and shareholders.

Performs all duties and interacts with internal and external customers in a manner that is expressly aligned with the Company's Core Values of approaching all actions with a “Voyaging Spirit” and being “Positively Ohana”. Exhibits core competencies that result in consistent delivery of positive Customer Interactions, Empowerment and Ownership and demonstrates key professional and performance skills such as Active Listening, effective Oral and Written Communication, Action and Solution Oriented and Thoroughness.

Primary Accountabilities:

Team Focused Performance

• Assist the Team by making timely, accurate and balanced underwriting decisions. Research thoroughly, participate in credit discussions and recommend loan structures. Underwrite the CAM clearly and concisely.
• Assist the Team in promptly reviewing documentation and following through to booking.
• Assist the Team by driving and steering the request from origination to booking.
• Communicate actively and effectively.
• Assist the Team by being curious, inquisitive and a self-learner.
• Assist the Team by working well with other areas of the Bank.
• Assist the Team to reach or exceed its financial goals.
• Constantly seek opportunities

Relationship Banking

• Assists the Team by building trust with clients. Be attentive, anticipate, over-deliver, communicate frequently and satisfy requests promptly.
• Constantly seek opportunities to surprise and delight clients.
• Assist the Team by being familiar with products and services offered by the Bank.
• Assist the Team by understanding policies and procedures.
• Assist the Team by minimizing ticklers, exceptions and delinquencies.
• Assist the Team by identifying loan re-grades promptly.

Personal/Professional Development

• Assist the Team in participating in Bank functions and training sessions.
• Assist the Team and community by participating in non-profits and other community endeavors.

Minimum Qualifications:

Education:

Underwriter I or II:

• High School Diploma or GED equivalencyrequired.
• Bachelor’s Degree in Accounting, Finance, Economics, or related field preferred.

Experience:

• 4+ years of experience in commercial credit analysis/underwriting or commercial lending required. (A bachelor’s degree can substitute for 2 years of work experience.)
• 5+ years of experience in commercial credit analysis/underwriting or commercial lending required. (A bachelor’s degree can substitute for 2 years of work experience.)

Physical Requirements & Working Conditions:

• Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated.
• Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications.
• Must be able to clearly communicate verbally and in writing with all internal and external customers. Must also be able to hear sufficiently to engage in daily discussions and interactions.
• Must be able to read and understand bank-related documents.
• Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time. Must also be able to adapt to different work environments as needed to perform the job.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.