Credit Analyst

First Hawaiian Bank; Honolulu (HI); On-site; USD 50,000 - 60,000; Full time

Job summary

First Hawaiian Bank is seeking a Credit Analyst in Downtown Honolulu to evaluate credit worthiness by analyzing financial statements of commercial customers. The role focuses on lower complexity branch credits, including spreading statements and producing written analyses to back underwriting decisions.

The successful candidate will join the Credit Department, working Monday to Friday with standard business hours.

Qualifications

• Bachelor’s degree in Business Administration or related fields or equivalent work experience.
• Finance or Accounting degree preferred.
• At least six months of general financial experience preferred.
• Understanding of basic accounting principles and financial statements.

Responsibilities

• Analyze financial statements of the Bank’s commercial customers to evaluate credit worthiness and repayment ability.
• Spread financial statements for lower complexity branch credits and write analysis to support underwriting.

Skills

Strong analytical ability

Written & verbal communication

Detail oriented

Time management

Organized

Inquisitive

Education

Bachelor’s in Business Administration / related

Bachelor’s in Finance or Accounting (preferred)

Tools

Microsoft Word

Microsoft Excel

Internet

Job description

Job Description

First Hawaiian Bank is currently seeking a Credit Analyst to join our Credit Department in Downtown Honolulu.

Work Schedule

Monday - Friday 8:00AM - 5:00PM (hours may vary)

Compensation

The salary range for this role is $50,000 - $60,000/yr; commensurate with experience.

Responsibilities

In this role, under supervision, the Credit Analyst analyzes financial statements of the Bank’s commercial customers to evaluate their credit worthiness and repayment ability. The analysis mainly focuses on lower complexity branch credits, which often include spreading of financial statements, and written analysis to support credit underwriting.

Qualifications

The ideal candidate will have:

• Bachelor’s degree in Business Administration related fields, or equivalent work experience required
• Bachelor’s degree in Finance or Accounting preferred
• At least six months of general financial experience preferred
• Understanding of basic accounting principles and financial statements
• Must be organized, detail oriented, and accurate when working with numbers
• Solid written and verbal communication skills and strong analytical ability essential
• Must be naturally inquisitive, and know how and where to obtain information to assist with analysis
• Must be thorough and comprehensive, as well as being able to evaluate a great deal of information, and draw conclusions
• Able to handle confidential matters judiciously
• Able to work under pressure with multiple deadlines and possesses good time management skills
• PC skills in Word, Excel and Internet required