Credit Solutions Lead: Underwriting & Strategy (Hybrid NY)

First Citizens; New York (NY); Hybrid; USD 163,000 - 218,000; Full time

Job summary

First Citizens Innovation Bank, in New York, is seeking a senior Credit Solutions professional for a hybrid role where portions of time are spent in and outside the New York office. You will lead structuring, underwriting, and closing of credit products for assigned clients, manage a portfolio of borrowing relationships, and mentor Associates.

The role emphasizes deep financial modeling, client engagement, and scalable lending practices across technology and healthcare sectors.

Qualifications

• Bachelor's Degree with 4+ years in Commercial banking or related fields, or HS Diploma with 8+ years in similar roles.
• Experience in technology or healthcare sectors is a plus.

Responsibilities

• Lead structuring, underwriting, and closing of credit products for assigned prospects and clients.
• Manage portfolio of borrowing relationships, ensuring SVB standards.
• Engage in team development, including coaching of Associates.
• Develop subject matter expertise on market trends, lending models, and competitive dynamics.

Skills

Financial modeling

Credit underwriting

Relationship management

Team coaching

Education

Bachelor's Degree

High School Diploma or GED

Job description

First Citizens Innovation Bank, in New York, is seeking a senior Credit Solutions professional for a hybrid role where portions of time are spent in and outside the New York office. You will lead structuring, underwriting, and closing of credit products for assigned clients, manage a portfolio of borrowing relationships, and mentor Associates.

The role emphasizes deep financial modeling, client engagement, and scalable lending practices across technology and healthcare sectors.