Hybrid Special Assets Analyst I – Debt Restructuring

First Citizens; New York (NY); Hybride; USD 67 000 - 98 000; Plein temps

Résumé du poste

First Citizens in New York is seeking a hybrid role to support the management of problem loan portfolios. The candidate will underwrite and execute debt restructurings, while guiding portfolio stages and ensuring detailed attention to risk.

The role requires reviewing credit information, applying lending products knowledge, and navigating bank systems. A Bachelor’s degree with 3 years in credit or financial analysis is preferred, with internship at First Citizens Bank a plus.

Qualifications

• Bachelor's Degree or GED with 3 years in credit training or financial analysis.
• Experience in credit underwriting and reporting.
• Portfolio management experience and client information gathering.
• Knowledge of risk matrices and bank credit policies.

Responsabilités

• Underwriting: review portfolio for credit quality and risk rating accuracy; prepare CLS/CLR packages.
• Reporting/Portfolio Management: maintain credit files, monitor past dues, prepare underwriting packages.
• Knowledge of Lending products and restructuring; may manage less complex accounts.
• Navigate bank systems and apply credit policy in practice.

Connaissances

Underwriting

Portfolio management

Credit analysis

Financial analysis

Negotiation

Risk assessment

Bank systems knowledge

Formation

Bachelor's degree

GED/High School diploma

Outils

Bank systems

Description du poste

First Citizens in New York is seeking a hybrid role to support the management of problem loan portfolios. The candidate will underwrite and execute debt restructurings, while guiding portfolio stages and ensuring detailed attention to risk.

The role requires reviewing credit information, applying lending products knowledge, and navigating bank systems. A Bachelor’s degree with 3 years in credit or financial analysis is preferred, with internship at First Citizens Bank a plus.