Senior Credit Risk & Underwriting Analyst (Hybrid)

Citi; Getzville (NY); Hybrid; USD 77,000 - 116,000; Full time

Benefits offered by this job

Hybrid work model (3 days in office, 2

Learning and development resources

Job summary

Citi is seeking a Credit Risk Analyst in Getzville, NY to own credit risk analysis and underwriting for a portfolio of North American Banks & Brokers within Institutional Credit Management.

You will drive end-to-end credit underwriting, from origination discussions through memo development, drawing on cross-functional risk teams and regulators to shape credit decisions that protect Citi's institutional relationships.

Qualifications

• Experience in credit risk analysis and underwriting for a portfolio of Banks & Brokers.
• Ability to interpret financing and product structures to support credit decisions.
• Strong written and verbal communication with stakeholders.

Responsibilities

• Manage credit risk analysis and ongoing monitoring for Banks & Brokers relationships.
• Draft Credit Approval Memo packages to support underwriting decisions.
• Produce annual and quarterly credit reviews to track portfolio performance.

Skills

Credit risk analysis

Underwriting

Financial analysis

Risk management standards

Interpret product structures

Communication skills

Active listening

Education

Bachelor's degree or equivalent practical experience

Job description

Citi is seeking a Credit Risk Analyst in Getzville, NY to own credit risk analysis and underwriting for a portfolio of North American Banks & Brokers within Institutional Credit Management.

You will drive end-to-end credit underwriting, from origination discussions through memo development, drawing on cross-functional risk teams and regulators to shape credit decisions that protect Citi's institutional relationships.