Credit Risk VP: Strategic Analyst & Portfolio Leader

Sumitomo Mitsui Trust Bank Limited New York Branch; New York (NY); On-site; USD 110,000 - 230,000; Full time

Job summary

Bank of China, a leading global bank, seeks a Vice President, Credit Risk Analyst to conduct credit analysis on loans, perform annual credit limit reviews, and maintain strong relationships with financial institutions to grow the bank’s business while ensuring compliance with OCC and related regulations.

Responsibilities include due diligence on new and renewed credits, presenting findings to loan officers, maintaining complete credit files, and supporting audits.

Qualifications

• Bachelor’s degree in business, accounting, economics or related field is required; Master’s degree preferred.
• At least 3–5 years of experience in credit risk management.
• Knowledge of credit risk, financial and statistical analysis.
• Knowledge of credit administration, policies and regulatory compliance.
• Proficient PC skills including MS Office; strong credit report writing ability.

Responsibilities

• Conduct in-depth credit analysis on loans and renewals; perform annual reviews.
• Report findings with potential adverse effects on collateral or repayment ability.
• Present detailed credit analysis to Loan Officers and other stakeholders.
• Maintain complete credit files with supporting documentation.
• Support internal and external audits and remediation actions as needed.
• Generate monthly reporting items for CRC and regulatory requirements.

Skills

Credit risk management

Financial analysis

Regulatory compliance

Communication skills

Multi-tasking

Education

Bachelor’s degree in business, accounting, computer science, economics, mathematics, finance or statistics

Master’s degree preferred

Tools

Microsoft Office Suite

Job description

Bank of China, a leading global bank, seeks a Vice President, Credit Risk Analyst to conduct credit analysis on loans, perform annual credit limit reviews, and maintain strong relationships with financial institutions to grow the bank’s business while ensuring compliance with OCC and related regulations.

Responsibilities include due diligence on new and renewed credits, presenting findings to loan officers, maintaining complete credit files, and supporting audits.