AVP, Credit Risk & Loan Workout Strategy

Bank of China Limited, New York Branch; New York (NY); Hybrid; USD 65,000 - 150,000; Full time

Job summary

Bank of China Limited, New York Branch, seeks a senior credit risk professional to oversee risk evaluation, portfolio reviews, and regulatory reporting. The role involves analyzing borrower financials, preparing risk synopses, and ensuring compliance with bank policies.

The candidate should hold a Finance/Accounting/Economics degree at minimum, with 4–5 years in credit risk or loan administration, and preferably CFA/FRM. English and Chinese bilingual abilities are required.

Qualifications

• Bachelor's degree in Finance/Accounting/Economics required.
• Master's degree in Finance/Real Estate or MBA preferred.
• CFA/FRM certifications preferred.
• Demonstrate solid experience in credit risk management/due diligence.
• Bilingual ability in English and Chinese required.

Responsibilities

• Evaluate and analyze financial trends on assigned risk rating of each borrower with in-depth analysis.
• Analyze credit report requests, including restructurings and exit strategies, with historical and projected performance.
• Establish the credit risk view with respect to strategy execution and policy conformity.
• Conduct annual/quarterly reviews and periodic NPL loan reporting as per policy.
• Monitor market/industry trends and assess impact on clients.
• Provide booking instructions per acceptable financial/regulatory standards.

Skills

Credit risk

Due diligence

Financial analysis

Regulatory knowledge

Bilingual EN/CH

Education

Bachelor's degree

Master's degree preferred

CFA/FRM preferred

Job description

Bank of China Limited, New York Branch, seeks a senior credit risk professional to oversee risk evaluation, portfolio reviews, and regulatory reporting. The role involves analyzing borrower financials, preparing risk synopses, and ensuring compliance with bank policies.

The candidate should hold a Finance/Accounting/Economics degree at minimum, with 4–5 years in credit risk or loan administration, and preferably CFA/FRM. English and Chinese bilingual abilities are required.