Credit Risk Oversight Analyst – Data‑Driven, Multi‑Product

Admiral Group; United States; Remote; USD 90,000 - 120,000; Full time

Benefits offered by this job

Free shares

33 days holiday

Option to buy/sell extra five days of

Job summary

Admiral Group’s Admiral Money division seeks a role within the Credit Policy and Oversight team to provide independent risk oversight of credit strategies across lending portfolios. You will partner with 1st line Credit and Pricing teams to ensure lending decisions align with risk appetite, policy and regulatory requirements.

Using data and analytics to support effective risk management, responsible lending and sustainable growth, you will shape credit policies and lead thematic reviews while

Qualifications

• 2+ years credit risk experience in consumer lending.
• Strong SQL coding knowledge.
• Strong Excel skills.
• Strong communication skills.

Responsibilities

• Provide independent risk oversight of credit strategies across our three lending portfolios.
• Partner with 1st line Credit and Pricing teams to ensure lending decisions align with risk appetite and policy.
• Use advanced analytics to conduct deep-dive reviews and identify emerging portfolio trends.
• Shape and enhance credit policies that protect both the business and its customers.
• Lead thematic reviews to ensure consistent application of risk frameworks.
• Assess proposed strategy changes against regulatory requirements and risk appetite.
• Champion robust controls and governance across lending operations.
• Provide crucial second-line challenge and insights to support risk management.

Skills

Credit risk experience

SQL coding

Excel skills

Communication skills

Job description

Admiral Group’s Admiral Money division seeks a role within the Credit Policy and Oversight team to provide independent risk oversight of credit strategies across lending portfolios. You will partner with 1st line Credit and Pricing teams to ensure lending decisions align with risk appetite, policy and regulatory requirements.

Using data and analytics to support effective risk management, responsible lending and sustainable growth, you will shape credit policies and lead thematic reviews while