Credit Analysis Manager: Risk & Portfolio Leader

Guaranty Bank & Trust Company; Grenada (MS); On-site; USD 80,000 - 115,000; Full time

Job summary

Guaranty Bank & Trust Company is seeking a Credit Analysis Manager to lead the credit analyst team and oversee the end-to-end credit analysis process. You will synthesize data from multiple systems to produce high-quality risk analyses and reporting that support timely management decisions.

The role requires supervising staff, training analysts, ensuring accuracy and timeliness, and collaborating with portfolio managers and other departments to strengthen credit analysis.

Qualifications

• Bachelor’s degree is required in accounting, finance, business, or related field.
• Master’s degree (MBA) or CPA preferred; equivalent experience may be considered.
• Minimum 5 years of experience in related field.

Responsibilities

• Supervise the credit analyst team and manage workflow.
• Spread financial statements and tax returns per policy.
• Perform comprehensive credit analyses for customers and portfolios.
• Develop forecasting models and analytical tools for management.
• Ensure compliance with bank policies and regulatory guidance.

Skills

Credit analysis

Team supervision

Financial reporting

Data mining

Forecasting models

Education

Bachelor’s degree in accounting, finance, business, or related field

Master’s degree in MBA/Accounting or CPA preferred

Job description

Guaranty Bank & Trust Company is seeking a Credit Analysis Manager to lead the credit analyst team and oversee the end-to-end credit analysis process. You will synthesize data from multiple systems to produce high-quality risk analyses and reporting that support timely management decisions.

The role requires supervising staff, training analysts, ensuring accuracy and timeliness, and collaborating with portfolio managers and other departments to strengthen credit analysis.