Credit Risk Lead - Financial Institutions

JPMorganChase; Chicago (IL); On-site; USD 125,000 - 140,000; Full time

Job summary

JPMorgan Chase is seeking a Risk Management - Credit Risk Associate in Chicago, with responsibilities spanning credit risk assessment, portfolio stewardship, and cross‑functional collaboration. The role emphasizes rigorous analysis, independent decision making, and clear communication with senior stakeholders.

You will work with coverage banking, treasury services, and product teams to shape credit structures, monitor portfolios, and drive risk‑aware decisions across the United States.

Qualifications

• Bachelor's degree required.
• 3 years of credit risk, underwriting, or portfolio management experience.
• Ability to analyze financial statements, liquidity, leverage, and cash flow drivers.
• Experience presenting to senior stakeholders.

Responsibilities

• Identify and evaluate key risk factors across assigned clients and subsectors.
• Lead client due diligence meetings and synthesize findings into risk views.
• Develop credit structures and prepare approval materials.
• Monitor portfolio performance and ensure current risk ratings.
• Negotiate terms and review legal documentation.

Skills

Credit risk analysis

Portfolio management

Credit approval write‑ups

Communication

Independent work

Education

Bachelor's degree

Tools

Microsoft Excel

PowerPoint

Microsoft Office

Job description

JPMorgan Chase is seeking a Risk Management - Credit Risk Associate in Chicago, with responsibilities spanning credit risk assessment, portfolio stewardship, and cross‑functional collaboration. The role emphasizes rigorous analysis, independent decision making, and clear communication with senior stakeholders.

You will work with coverage banking, treasury services, and product teams to shape credit structures, monitor portfolios, and drive risk‑aware decisions across the United States.