Credit Risk & Collections Specialist

Employbridge; Springdale (AR); On-site; USD 42,000 - 64,000; Full time

Job summary

Employbridge is seeking a detail-oriented Credit Analyst to join our finance team in a fast-paced environment. You will evaluate customer creditworthiness, manage credit risk, support collections, and help maintain a healthy accounts receivable portfolio, balancing growth with risk mitigation.

The role emphasizes financial analysis, ERP/tool proficiency, and cross-functional collaboration to influence business decisions while protecting financial health.

Qualifications

• High School Diploma or GED equivalent.
• Minimum of 3 years of experience in commercial credit analysis, credit & collections, accounts receivable, or a related financial role.
• Experience reviewing financial statements and making credit-related decisions.
• Strong analytical, organizational, and problem-solving skills.
• Proficiency in Microsoft Excel and other business software applications.
• Excellent written and verbal communication skills.

Responsibilities

• Credit Analysis & Risk Management: Review and analyze customer financial statements, trade references, bank references, and credit reports to determine creditworthiness.
• Accounts Receivable & Collections: Monitor customer accounts and accounts receivable activity to identify potential credit risks and delinquency trends.
• Reporting & Analysis: Prepare, analyze, and maintain reports related to portfolio performance, credit risk, and collections effectiveness.
• Customer & Internal Partnership: Build and maintain strong relationships with customers, sales teams, customer service representatives, and other business partners.

Skills

Credit analysis

Financial analysis

Excel

Analytical thinking

Communication skills

Problem-solving

Education

High School diploma or GED

Associate's or Bachelor's degree preferred

Tools

ERP systems

Credit management platforms

Automated credit scoring tools

Job description

Employbridge is seeking a detail-oriented Credit Analyst to join our finance team in a fast-paced environment. You will evaluate customer creditworthiness, manage credit risk, support collections, and help maintain a healthy accounts receivable portfolio, balancing growth with risk mitigation.

The role emphasizes financial analysis, ERP/tool proficiency, and cross-functional collaboration to influence business decisions while protecting financial health.