Credit Risk & Collections Manager

Express Employment Professionals; Little Canada (MN); On-site; USD 50,000 - 65,000; Full time

Benefits offered by this job

Health

Dental

Vision

401K

Life & short term disability

Job summary

Express Employment Professionals in Minnesota is seeking a Credit Risk Analyst to review financial statements, credit reports, and payment histories to assess credit risk and establish credit limits, terms, and policies. The role focuses on minimizing financial risk while supporting profitable credit decisions.

You will oversee accounts receivable, negotiate contracts to reduce risk, and ensure compliance with lending regulations.

Qualifications

• 3+ years of experience in credit management, accounts receivable, collections, or credit analysis.
• Strong understanding of financial statements and credit risk assessment.
• Experience with commercial credit and contract review preferred.
• Excellent analytical, negotiation, and communication skills.
• Proficiency with Microsoft Excel and ERP/accounting systems.

Responsibilities

• Review financial statements, credit reports, and payment histories to assess credit risk.
• Establish and manage credit limits, payment terms, and credit policies.
• Oversee accounts receivable and collection activities for delinquent accounts.
• Review and negotiate contracts to identify and reduce financial risk.
• Approve or decline credit applications based on risk and profitability.
• Ensure compliance with applicable credit and lending regulations.
• Prepare reports on credit exposure, collections performance, and DSO (Days Sales Outstanding).

Skills

Credit risk assessment

Analytical skills

Negotiation skills

Communication skills

Excel

Education

HS Diploma

Tools

Microsoft Excel

ERP/accounting systems

Job description

Express Employment Professionals in Minnesota is seeking a Credit Risk Analyst to review financial statements, credit reports, and payment histories to assess credit risk and establish credit limits, terms, and policies. The role focuses on minimizing financial risk while supporting profitable credit decisions.

You will oversee accounts receivable, negotiate contracts to reduce risk, and ensure compliance with lending regulations.