Credit Analyst I

The Manitowoc Company; Shady Grove (PA); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive compensation

401(k) retirement benefits

Tuition reimbursement

Paid vacation and holidays

Paid parental leave

Career growth opportunities

Job summary

The Manitowoc Company is seeking a Credit Analyst to join our Credit & Collections team. You will evaluate customer creditworthiness, manage credit risk, and support business growth through sound credit decision-making.

This role requires strong financial analysis, clear communication, and balancing risk management with customer service. Essential activities include analyzing financial statements, processing credit applications, monitoring credit limits, and coordinating with Sales and

Qualifications

• Associate degree and a minimum of one (1) year of experience in credit, collections, accounting, finance, or a related field.
• High School Diploma/GED with minimum five (5) years of relevant credit or collections experience.
• Bachelor's degree in Finance, Accounting, Business Administration, or related field preferred.
• Strong analytical and problem-solving skills with the ability to evaluate financial information and credit risk.
• Proficiency with Microsoft Excel and business systems used for customer account management.
• Excellent verbal and written communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Demonstrated ability to handle customer and stakeholder conflicts in a professional manner.
• Strong collaboration skills and willingness to support departmental and organizational goals.

Responsibilities

• Release customer credit holds after reviewing account status, payment history, and overall credit exposure.
• Establish and maintain new customer accounts, including the review of credit applications and supporting documentation.
• Evaluate and process customer overline requests while ensuring compliance with credit policies and risk guidelines.
• Prepare and submit credit limit increase recommendations and supporting write-ups for management approval.
• Analyze customer financial statements, credit reports, payment performance, and other risk indicators to assess creditworthiness.
• Monitor customer credit limits and account exposure to identify potential risks and recommend actions.
• Collaborate with Sales, Customer Service, and Collections teams to resolve credit-related issues and support growth.
• Maintain accurate customer records and credit documentation within company systems.
• Review payment trends and financial performance to identify deteriorating credit conditions and mitigation strategies.
• Assist in managing portfolio risk and supporting collection efforts when needed.
• Ensure compliance with company policies, internal controls, and credit procedures.
• Support continuous improvement initiatives related to credit processes, reporting, and risk management.

Skills

Analytical skills

Communication

Multi-tasking

Collaboration

Education

Associate degree

High School Diploma/GED

Bachelor's degree (Finance/Accounting/Business)

Tools

Excel

Business systems

Job description

JOB DESCRIPTION

We are seeking a driven, analytical, and detail-oriented Credit Analyst to join our Credit & Collections team. In this role, you will evaluate customer creditworthiness, manage credit risk, and support business growth through sound credit decision-making. The ideal candidate will possess strong financial analysis skills, excellent communication abilities, and a commitment to balancing risk management with customer service.

Position Summary

We are seeking a driven, analytical, and detail-oriented Credit Analyst to join our Credit & Collections team. In this role, you will evaluate customer creditworthiness, manage credit risk, and support business growth through sound credit decision-making. The ideal candidate will possess strong financial analysis skills, excellent communication abilities, and a commitment to balancing risk management with customer service.

If you're looking to build a rewarding career in finance, credit, and risk management, we invite you to join our team and make a meaningful impact.

Essential Job Functions

• Release customer credit holds after reviewing account status, payment history, and overall credit exposure.
• Establish and maintain new customer accounts, including the review of credit applications and supporting documentation.
• Evaluate and process customer overline requests while ensuring compliance with company credit policies and risk guidelines.
• Prepare and submit credit limit increase recommendations and supporting write-ups for management approval.
• Analyze customer financial statements, credit reports, payment performance, and other risk indicators to assess creditworthiness.
• Monitor customer credit limits and account exposure to identify potential risks and recommend appropriate actions.
• Collaborate with Sales, Customer Service, and Collections teams to resolve credit-related issues and support profitable business growth.
• Maintain accurate customer records, credit documentation, and account information within company systems.
• Review customer payment trends and financial performance to identify deteriorating credit conditions and recommend mitigation strategies.
• Assist in managing portfolio risk by proactively monitoring assigned accounts and supporting collection efforts when needed.
• Ensure compliance with company policies, internal controls, and established credit procedures.
• Support continuous improvement initiatives related to credit processes, reporting, and risk management practices.

Qualifications

• Associate degree and a minimum of one (1) year of experience in credit, collections, accounting, finance, or a related field; or
• High School Diploma/GED and a minimum of five (5) years of relevant credit or collections experience.
• Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred.
• Strong analytical and problem-solving skills with the ability to evaluate financial information and credit risk.
• Proficiency with Microsoft Excel and business systems used for customer account management.
• Excellent verbal and written communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Demonstrated ability to handle customer and stakeholder conflicts in a professional manner.
• Strong collaboration skills and willingness to support departmental and organizational goals.

Benefits

• Competitive compensation and comprehensive benefits package beginning on day one.
• 401(k) with company-sponsored retirement benefits.
• Continuing education, professional development, and tuition reimbursement opportunities.
• Paid vacation and holidays.
• Paid parental leave.
• Career growth opportunities within a stable and growing organization.

Join our team and help drive smart credit decisions that support both customer success and company growth.