C&I Credit Risk Analyst & Portfolio Associate

Bank of China Limited, New York Branch; City of Rochester (NY); Hybrid; USD 42,000 - 150,000; Full time

Job summary

Bank of China Limited, New York Branch is seeking a credit risk professional to evaluate C&I exposures, support loan structuring and monitor portfolio quality. The role involves risk assessments, compliance with policies, and collaboration with Front Office on credit proposals.

The incumbent will perform quarterly reviews, analyze industry and market conditions, and help maintain asset quality across the US Branch loan portfolio, with opportunities for growth and exposure to global risk

Qualifications

• At least 3 years in C&I corporate credit risk and underwriting (Associate level).
• At least 4 years in C&I corporate credit risk and underwriting (AVP level).
• Bachelor's degree in Finance, Economics or Accounting; MBA/CFA preferred.

Responsibilities

• Credit Risk Review: assess requests with respect to limits, assumptions, and risk factors.
• Portfolio Management: monitor credits, industry trends and post‑lending requirements.
• Knowledge & Learning: develop domain knowledge of portfolio and regulatory requirements.

Skills

Credit risk analysis

Financial modeling

Regulatory knowledge

C&I underwriting

Education

Bachelor's degree in Finance/Economics/Accounting

Job description

Bank of China Limited, New York Branch is seeking a credit risk professional to evaluate C&I exposures, support loan structuring and monitor portfolio quality. The role involves risk assessments, compliance with policies, and collaboration with Front Office on credit proposals.

The incumbent will perform quarterly reviews, analyze industry and market conditions, and help maintain asset quality across the US Branch loan portfolio, with opportunities for growth and exposure to global risk