Credit Risk Analyst II — Independent Analysis & Mentorship

Fidelity Cooperative Bank; Hyannis (MA); On-site; USD 85,000 - 110,000; Full time

Job summary

Fidelity Cooperative Bank in Hyannis seeks a Credit Analyst who can work independently to identify potential credit risks for new and existing commercial borrowers through thorough financial analysis, cash flow projections and collateral evaluations. You will collaborate with the Commercial Lenders to mitigate risk and ensure quality loan decisions.

The role requires 3–4 years of credit analysis experience, strong skills in Microsoft Office, and the ability to manage multiple priorities while

Qualifications

• Three to four years of credit analyst experience.
• Proficient in Microsoft Office applications.
• Ability to handle multiple priorities and significant workload.
• Ability and willingness to produce high quantity and high quality work.

Responsibilities

• Provide independent analysis of commercial borrowers to identify and mitigate credit risks.
• Input in risk rating process for commercial borrowers.
• Mentor and train junior analysts in statement spreading and credit duties.
• Track annual review dates for commercial customers.
• Distribute reviews to lenders and monitor follow-up per third-party vendor results.
• Complete credit analyses with basic to moderate complexity.
• Assist in compiling Loan Committee reports and weekly packages.
• Perform other duties as assigned.

Skills

Credit analysis

Multitasking

Verbal communication

Written communication

Critical thinking

Education

Bachelor degree in Accounting or Finance

Tools

Microsoft Office

Job description

Fidelity Cooperative Bank in Hyannis seeks a Credit Analyst who can work independently to identify potential credit risks for new and existing commercial borrowers through thorough financial analysis, cash flow projections and collateral evaluations. You will collaborate with the Commercial Lenders to mitigate risk and ensure quality loan decisions.

The role requires 3–4 years of credit analysis experience, strong skills in Microsoft Office, and the ability to manage multiple priorities while