Credit Risk Analyst II — Hybrid, Growth Opportunity

Mutual Bancorp and its Subsidiaries; Hyannis (MA); Hybrid; USD 43,000 - 57,000; Full time

Job summary

Mutual Bancorp and its Subsidiaries is seeking a Credit Analyst to work with commercial lenders in evaluating credit risk for new and existing borrowers. The role involves independent financial analysis, cash flow projection, and collateral evaluation to support lending decisions.

Ideal candidates have a Bachelor degree in accounting or finance and 3–4 years of credit analyst experience, with strong MS Office skills and the ability to handle multiple tasks efficiently.

Qualifications

• Bachelor degree in accounting or finance required or preferred.
• Three to four years of credit analyst experience is required.
• Strong skills with Microsoft Office applications are expected.
• Ability to manage multiple priorities and a heavy workload.

Responsibilities

• Identify potential credit risks for new and existing commercial borrowers through financial analysis.
• Collaborate with commercial lenders to mitigate risks and assess cash flows.
• Provide independent input in risk rating of borrowers.
• Mentor junior analysts in statement spreading and related duties.
• Maintain annual review date tracking for commercial customers.
• Prepare and distribute loan review reports and related packages.

Skills

Credit analysis

Financial analysis

Microsoft Office

multitasking

Communication

Education

Bachelor degree in accounting or finance

Tools

Microsoft Office Suite

Job description

Mutual Bancorp and its Subsidiaries is seeking a Credit Analyst to work with commercial lenders in evaluating credit risk for new and existing borrowers. The role involves independent financial analysis, cash flow projection, and collateral evaluation to support lending decisions.

Ideal candidates have a Bachelor degree in accounting or finance and 3–4 years of credit analyst experience, with strong MS Office skills and the ability to handle multiple tasks efficiently.