Credit Risk Analyst II - Independent & Mentorship-Ready

The Cape Cod Five Cents Savings Bank; Hyannis (MA); On-site; USD 70,000 - 110,000; Full time

Job summary

The Cape Cod Five Cents Savings Bank is seeking a Credit Analyst to work independently identifying potential credit risks for commercial borrowers. You will analyze cash flows, collateral, and other financial data while collaborating with Commercial Lenders to mitigate risk.

Ideal candidates will have 3–4 years of credit analyst experience and a Bachelor's degree in accounting or finance. Proficiency in Microsoft Office and strong multitasking abilities are essential, along with a commitment to

Qualifications

• Bachelor degree in accounting or finance
• 3–4 years of credit analyst experience
• Proficient in Microsoft Office applications
• Ability to manage multiple priorities and workload
• Ability to produce high quantity and high quality work

Responsibilities

• Identify and analyze potential credit risks for commercial borrowers with cash flow and collateral evaluation
• Collaborate with commercial lenders to mitigate risks
• Provide input for risk ratings of borrowers
• Mentor junior analysts in statement spreading and duties
• Track annual review dates for commercial customers
• Distribute reviews to lenders and coordinate follow-ups
• Complete credit analyses with moderate complexity
• Assist in Loan Committee reporting and weekly packages
• Other duties as assigned

Skills

Credit analysis

Time management

Verbal and written communication

Critical thinking

Education

Bachelor degree in accounting or finance

Tools

Microsoft Office

Job description

The Cape Cod Five Cents Savings Bank is seeking a Credit Analyst to work independently identifying potential credit risks for commercial borrowers. You will analyze cash flows, collateral, and other financial data while collaborating with Commercial Lenders to mitigate risk.

Ideal candidates will have 3–4 years of credit analyst experience and a Bachelor's degree in accounting or finance. Proficiency in Microsoft Office and strong multitasking abilities are essential, along with a commitment to