Commercial Credit Analyst II - Risk & Cash Flow (Hybrid)

Cape Cod 5; Hyannis (MA); Híbrido; USD 43.000 - 57.000; Jornada completa

Descripción de la vacante

Cape Cod 5 in Hyannis, MA is seeking a Credit Analyst to work with Commercial Lenders to analyze and mitigate credit risk, performing financial analysis, cash flow projections, and collateral evaluation.

The role requires 3–4 years of credit experience, a Bachelor's in accounting or finance, and strong MS Office skills; candidates must manage multiple priorities and deliver high-quality work in a collaborative banking environment.

Formación

• Three to four years of credit analyst experience required.
• Understanding of all Microsoft Office applications.
• Ability to handle multiple priorities and significant workload.
• Ability and willingness to produce high quantity and high quality work.
• Cyber security awareness to protect the digital environment.

Responsabilidades

• Works collaboratively with the commercial lenders to provide an independent analysis of commercial borrowers in the identification and mitigation of potential credit risks; this process involves but is not limited to a thorough financial analysis, projecting cash flow and collateral evaluations
• Provides independent input in the process of risk rating commercial borrowers
• Mentors and assists the training of less experienced credit analysts and commercial lending trainees in statement spreading and other credit administrative duties
• Responsible for annual review date tracking for commercial customers
• Distribute reviews to lenders and monitor follow up needed based on results of assessment of the third party loan review vendor
• Responsible for accurately completing credit analysis with basic to average levels of complexity
• Assists in the compilation of various reports for Loan Committee and the weekly distribution of the Loan Committee packages as needed
• Other duties as assigned

Conocimientos

Credit analysis

Financial analysis

Verbal and Written Communication

Problem Solving

Cyber security awareness

Educación

Bachelor degree in accounting or finance

Herramientas

Microsoft Office

Descripción del empleo

Cape Cod 5 in Hyannis, MA is seeking a Credit Analyst to work with Commercial Lenders to analyze and mitigate credit risk, performing financial analysis, cash flow projections, and collateral evaluation.

The role requires 3–4 years of credit experience, a Bachelor's in accounting or finance, and strong MS Office skills; candidates must manage multiple priorities and deliver high-quality work in a collaborative banking environment.