Strategic Commercial Credit Analyst II

North Easton Savings Bank; Easton (MA); On-site; USD 65,000 - 85,000; Full time

Job summary

North Easton Savings Bank is seeking a Credit Analyst to analyze credit information for current and potential commercial borrowers across a diversified loan portfolio. You will spread and analyze financial statements, prepare loan approval memos with lenders, and support annual reviews of high-complexity relationships.

Responsibilities include maintaining loan origination records, monitoring borrower statements, and generating standard reports.

Qualifications

• Bachelor’s Degree in Finance/Accounting or related field required.
• Minimum two (2) years of direct commercial credit analysis experience.
• Proficient with Microsoft Office applications and financial spreading software.

Responsibilities

• Spreads and analyzes financial statements to present credit recommendations verbally or in written form.
• Works directly with Commercial Lenders to prepare approval memos and renewal requests.
• Assists in annual reviews of high-complexity commercial relationships.
• Maintains tickler systems in the Loan Origination platform for accurate recordkeeping.
• Monitors requests for and receipt of borrowers’ financial statements.
• Orders, reviews appraisals and environmental reports.
• Prepares standard reports and credit history comments; supports customers.
• Mentors and assists in training junior team members.

Job description

North Easton Savings Bank is seeking a Credit Analyst to analyze credit information for current and potential commercial borrowers across a diversified loan portfolio. You will spread and analyze financial statements, prepare loan approval memos with lenders, and support annual reviews of high-complexity relationships.

Responsibilities include maintaining loan origination records, monitoring borrower statements, and generating standard reports.